Northfield Bancorp, Inc. (NFBK): Completion of Acquisition or Disposition of Assets
Northfield Bancorp, Inc. (NFBK) filed an SEC Form 8-K — Completion of Acquisition or Disposition of Assets. 8-K false 0001493225 --12-31 0001493225 2026-07-20 2026-07-20 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (date of earliest event reported): J
How this was made
The 30-second read
Why it matters
For NFBK holders, the key decision is the election between $14.25 cash and 1.425 shares of Columbia Financial common stock (subject to proration). For traders, the key impact is the cessation of NASDAQ listing and the shift of exposure to Columbia Financial.
Market read
This is a deal-close mechanics update with a defined exchange ratio and explicit delisting, which is actionable for arb and liquidity management.
What to watch
Traders should monitor the practical timing of cash/share election proration, fractional-share cash-in-lieu processing, and the Form 15 deregistration timeline, which can affect settlement and liquidity.
Background
Northfield Bancorp and Columbia Financial announced a merger agreement dated January 31, 2026; this 8-K reports the July 20, 2026 closing and the resulting share conversion and delisting steps.
Ticker impact
Northfield Bancorp completed its merger with Columbia Financial, converting NFBK shares into $14.25 cash or 1.425 Columbia shares and triggering NASDAQ delisting.
Expect sharp post-close liquidity/price-discovery effects in NFBK (often toward deal consideration), with trading largely shifting to Columbia Financial.
The 8-K states the merger closed July 20, 2026, specifies the exchange ratio, and says NFBK is no longer listed on NASDAQ, which directly drives trading mechanics and holder outcomes.
Market effects
Bank M&A completion can shift regional bank sentiment and capital allocation expectations, but this filing is primarily a single-deal mechanics update.
Limited incremental read-through beyond the involved mid-tier banks and their footprint.
Low; this is a domestic US banking consolidation event with no stated cross-border component.
Counterpoint
Completion may reduce volatility for NFBK but can also create temporary dislocations in exchange mechanics, causing short-lived price swings unrelated to deal economics.
Key entities
- public_companyNorthfield Bancorp, Inc.
Subject of the 8-K; merged into Columbia Financial on July 20, 2026 and is no longer listed on NASDAQ.
- public_companyColumbia Financial, Inc.
Surviving corporation in the merger; successor for the share conversion and subsequent deregistration steps.
- venueThe NASDAQ Stock Market LLC
Requested suspension and withdrawal of NFBK from listing following the closing of trading on July 20, 2026.
