$FHB

First Hawaiian, Inc. Reports Second Quarter 2026 Financial Results and Declares Dividend

First Hawaiian, Inc. (NASDAQ:FHB) reported second-quarter 2026 results for the quarter ended June 30, 2026. Net income was $73.4 million, or $0.60 per diluted share. Net interest margin rose to 3.25%. The company declared a $0.26 quarterly cash dividend payable Aug. 28 to holders of record Aug. 17, and noted an announced acquisition of Tri Counties Bank.

Original reporting
Published Jul 24, 2026, 12:45 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai Jul 24, 2026, 1:14 PM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
alphai market briefEarnings
Primary signal
$FHB
Bullish
medium confidence
Mentioned
$FHB
Relevance
8/10
alphai data visualization · based on finanznachrichten.de
Decision brief

The 30-second read

$FHBBullishMed
01

Why it matters

Traders can reassess near-term income attractiveness (dividend) and profitability drivers (NIM, net interest income) while monitoring balance-sheet risk signals (deposit decline, credit provision, non-performing assets).

02

Market read

Fresh quarterly earnings metrics and a newly declared dividend are actionable for positioning, with deposit outflows and credit costs as key risk checks.

03

What to watch

No share repurchases occurred in the quarter, and the article does not quantify the acquisition’s expected impact on capital, funding, or credit costs, which could dominate the longer-term thesis.

Relevance 8/10Novelty 7/10Timing: today’s earnings release and dividend declaration, with conference call at 1:00 p.m. ET

Background

First Hawaiian, Inc. reported financial results for the quarter ended June 30, 2026 and announced a quarterly cash dividend.

Company-level read

Ticker impact

$FHBBullishMedium confidence
Context

First Hawaiian reported Q2 2026 net income of $73.4M, NIM up 6 bps to 3.25%, and declared a $0.26 quarterly dividend.

Expected impact

Likely modest positive bias on income/dividend support, offset by scrutiny of deposit outflows and credit costs.

Evidence & confidence

The article provides concrete quarterly results (earnings, NIM, provision, asset quality) and a fresh board action (dividend declaration with payment/record dates). Deposit decline and provision/asset-quality metrics are the main counterweights, but no guidance or deal terms are disclosed here beyond referencing an announced acquisition.

Market effects

Regional bank read-through: NIM improvement and stable asset quality can support sentiment, while deposit declines highlight funding-cost sensitivity.

Hawaii-focused banking results may influence local credit and deposit sentiment, but impact is likely contained to the regional banking complex.

Limited global spillover; primarily affects US regional bank positioning and income/bank dividend expectations.

Counterpoint

Deposit decline of $623.2M versus the prior quarter could signal funding pressure that may later compress NIM, making the NIM uptick potentially temporary.

Key entities

  • First Hawaiian, Inc.

    NASDAQ-listed regional bank holding company reporting Q2 2026 results and declaring a $0.26 quarterly dividend.

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Central Pacific Financial Corp (CPF) reported Q2 net income of $20.8M, up 19% year over year, with net interest margin rising 4 bps to 3.57%. First Hawaiian Inc (FHB) posted ROA of 1.28% and ROTCE of 16.34% for the quarter ended June 30, 2026, with NIM up 6 bps to 3.25%. Deposits were mixed, with FHB deposits down $623M. Both cited manageable credit quality and cautious outlook.

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First Hawaiian, Inc. (FHB) reported Q2 FY2026 results: net interest income $171M and net interest margin 3.25% (up 6 bps). Loans rose $137M (3.6% annualized) while deposits fell $623M due to public deposit outflows. Credit quality improved. FHB reiterated 2026 loan growth 3%-4% and raised NIM guidance to 3.24%-3.25%, citing one late-2026 rate hike. It also announced a planned merger with TriCo Bancshares, with $4.2M Q2 integration costs and no near-term buybacks.

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Earnings call transcript: First Hawaiian Bank tops Q2 2026 estimates as margin improves By Investing.com

First Hawaiian Bank reported Q2 2026 EPS of $0.60, above the $0.5832 estimate, and revenue of $231.27 million versus $227.76 million. Results were supported by higher net interest income ($171 million) and a wider net interest margin to 3.25%. Management raised full-year NIM guidance to 3.24% to 3.25% and reiterated the TriCo Bancshares merger plan.

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First Hawaiian Bank (NASDAQ:FHB) Posts Better

First Hawaiian Bank (NASDAQ:FHB) reported Q2 CY2026 results. Revenue rose 6.3% year on year to $231.3 million, exceeding Wall Street estimates by 1.7%, and GAAP profit was $0.60 per share, 2.8% above consensus. The article also cites tangible book value per share rising from $12.16 to $15.04 over two years and a post-earnings stock drop of 1.5% to $28.21.

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FIRST HAWAIIAN, INC. (FHB): Results of Operations and Financial Condition

FIRST HAWAIIAN, INC. (FHB) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 fhb-20260724xex99d1.htm EX-99.1 EXHIBIT 99.1 ​ ​ For Immediate Release First Hawaiian, Inc. Reports Second Quarter 2026 Financial Results and Declares Dividend HONOLULU, Hawaii July 24, 2026--(Globe Newswire)--First Hawaiian, Inc. (NASDAQ:FHB), (“First Hawaiian” or the