AGI Inc (AGBK): Financial results for H1 2026

Agi Inc.'s unit Agibank raised R$2.1B via FIDC Agibank III, with a 132-month maturity at CDI+1.05% p.a. The issuance is backed by INSS payroll-deductible loans and rated 'AAA.br' by Moody's Local. This funding supports Agibank's payroll-deductible lending scale-up. Investors should watch for take-up, pricing, and impacts on net interest margins in future results.

AGI (NYSE:AGBK) said Q2 private-payroll expansion showed first-payment default rates “below teens” in newer cohorts, and it is comfortable expanding when expected-losses to net interest income reach about 1.4 to 1.5. Nonperforming loans over 90 days fell to 3.3%, provision coverage was 182%, revenue rose 26% YoY to BRL 3.2B, and Agi+ launched with 250,000 subscriptions in 45 days.

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Fitch Upgrades Agibank’s Rating to ‘AA(bra)’, with stable Outlook Reflects improvements in Agibank’s business profile, revenue diversification, corporate governance, and internal controls.

Nike Inc. reported Q1 2027 revenue and EPS declines, with performance categories growing but offset by weakness in Sportswear, Jordan Brand, and Greater China. The company expects strategic resets and the Pace program to impact results through FY28, with long-term savings and growth targeted for FY29 and beyond, according to the company.

Accenture (ACN) stock rose 15% after reporting Q4 earnings of $3.29 per share, beating estimates, and revenue of $18.68 billion, also exceeding expectations. The company issued a positive outlook for fiscal 2027, with revenue growth forecasted at 3-6% and EPS guidance of $14.39-$14.81. Despite a 20% YTD decline, ACN's valuation remains reasonable at 15X FY27 EPS midpoint, with a 3% dividend yield.

Micron Technology (MU) reported Q4 2026 revenue of $54.2B, up nearly 4.8x YoY, and EPS of $33.36, up 11.7x YoY. The company cited strong AI memory demand and strategic customer agreements. Bulls highlight AI-driven growth, while bears warn of potential peak earnings and supply normalization. MU stock rose 3% on the news.