$LOB

WILLIAMS WILLIAM L. III sold $362K of LOB (indirect holdings)

WILLIAMS WILLIAM L. III sold 8,400 indirectly-held shares of Live Oak Bancshares, Inc. (LOB) at $43.08 ($0.36M total) on 2026-08-03 under a Rule 10b5-1 trading plan.

Original reporting
SEC EDGAR · WILLIAMS WILLIAM L. III
Published Aug 5, 2026, 8:21 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai Aug 5, 2026, 8:24 PM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
alphai market briefInsider activity
Primary signal
$LOB
Neutral
high confidence
Mentioned
$LOB
Relevance
3/10
alphai data visualization · based on SEC EDGAR
Decision brief

The 30-second read

$LOBNeutralLow
01

Why it matters

The newest fact is the director’s sale size, execution price, and that it was conducted under a Rule 10b5-1 pre-arranged plan.

02

Market read

Traders may note the insider sale, but the 10b5-1 designation reduces informational content and likely limits price impact.

03

What to watch

The transaction is indirect and under a pre-arranged plan, so the market may discount it; also, the filing does not disclose reasons for the sale beyond the plan structure.

Relevance 3/10Novelty 3/10Timing: Filed 2026-08-05 after-hours; reflects sale executed 2026-08-03.

Background

The article is a SEC Form 4 insider transaction disclosure for Live Oak Bancshares, Inc. (LOB).

Company-level read

Ticker impact

$LOBNeutralHigh confidence
Context

Live Oak Bancshares disclosed a Form 4 showing director WILLIAMS WILLIAM L. III sold 8,400 shares at $43.0792 on 2026-08-03 under a 10b5-1 plan.

Expected impact

Low likelihood of a sustained price move solely from this filing; any reaction is likely muted.

Evidence & confidence

The filing is a routine director open-market sale with an explicitly stated pre-arranged 10b5-1 plan, and it provides no new company-specific operational or financial information.

Market effects

No clear sector read-through from a single director 10b5-1 sale.

None indicated.

None indicated.

Counterpoint

Even with 10b5-1, unusually large or clustered insider sales can still coincide with private views on risk or liquidity needs, potentially affecting sentiment.

Key entities

  • Live Oak Bancshares, Inc.

    Company whose director insider transaction was reported on Form 4.

  • WILLIAMS WILLIAM L. III

    Director who sold 8,400 shares via an open-market sale under a 10b5-1 plan.

Related articles

$LOBMed

Live Oak Bancshares (NYSE:LOB) Posts Better

Live Oak Bancshares (NYSE:LOB) reported Q2 CY2026 revenue of $156.1 million, up 8.7% year over year and 0.6% above Wall Street estimates, according to the company. GAAP EPS was $0.74, 18.1% above consensus. The article also cites net interest income as the main revenue source and notes LOB shares were about $41.01 after results.

$LOBMed

Live Oak Bancshares, Inc. (LOB): Results of Operations and Financial Condition

Live Oak Bancshares, Inc. (LOB) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 lob-20260722exx991.htm EX-99.1 Document Exhibit 99.1 Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results WILMINGTON, NC, July 22, 2026 - Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2026 net income attrib