$ACIW

ACI Worldwide, Inc. Reports Q2 2026 Financial Results: Revenue, Earnings, and Key Financial Highlights – Minichart

ACI Worldwide reported Q2 2026 results in its SEC Form 10-Q for the period ended June 30, 2026. Net income was $31.8 million for the three months ended June 30, 2026, and EPS was $0.31. For six months, net income was $70.1 million, operating income $102.1 million, and comprehensive income fell to $65.4 million from $93.6 million, mainly due to FX translation.

Original reporting
Published Aug 6, 2026, 8:10 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai Aug 7, 2026, 3:52 AM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
ACI Worldwide, Inc. Reports Q2 2026 Financial Results: Revenue, Earnings, and Key Financial Highlights – Minichart — source image
Decision brief

The 30-second read

$ACIWNeutralMed
01

Why it matters

Traders can use the reported net income, EPS, operating income, and balance sheet changes to reassess near-term earnings power and capital return expectations, but the lack of revenue totals and guidance limits conviction.

02

Market read

A primary quarterly filing with specific EPS and income figures, plus balance sheet stability and FX-related comprehensive income decline.

03

What to watch

Comprehensive income fell sharply due to foreign currency translation, which may not reflect core earnings but can still affect investor perception of international exposure and hedging effectiveness.

Relevance 7/10Novelty 6/10Timing: after-hours/next-session following the Q2 2026 10-Q release (published 2026-08-06 20:10 UTC)

Background

The piece summarizes ACI Worldwide’s Q2 2026 condensed financials from its SEC Form 10-Q for the period ended June 30, 2026.

Company-level read

Ticker impact

$ACIWNeutralMedium confidence
Context

ACI Worldwide reported Q2 2026 results via its June 30, 2026 10-Q, including net income of $31.8M and EPS of $0.31.

Expected impact

Likely modest, with direction dependent on how investors interpret operating income strength versus comprehensive income decline from FX.

Evidence & confidence

It is a primary SEC filing with specific figures, but the text does not include revenue totals, guidance, or management commentary that would typically create a larger repricing.

Market effects

As a payments software/transaction processing name, results can influence sentiment around enterprise payments IT spending and recurring revenue durability, though the article lacks segment detail.

FX-driven comprehensive income decline highlights sensitivity to currency translation, relevant for investors with exposure to international revenue mix.

Limited; the disclosure is company-specific and does not describe broader regulatory or macro shocks.

Counterpoint

Stable EPS and higher operating income may mask underlying revenue weakness because the article omits exact revenue figures and provides limited operational KPIs.

Key entities

  • ACI Worldwide, Inc.

    Payments software company reporting Q2 2026 financial results in a June 30, 2026 Form 10-Q.

  • SEC Form 10-Q

    Primary disclosure source for the quarter’s financial statements and related balance sheet/cash flow items.

Related articles

$ACIMed

ACI Worldwide to Acquire Cranium Ventures for Card Switching Tech

ACI Worldwide will acquire Cranium Ventures for its card switching technology, SYNAP. The deal includes Cranium's tech, IP, and commercial relationships. ACI plans to integrate SYNAP into its ACI Connetic for Cards platform, strengthening its cloud-native switching and payment solutions. The transaction is expected to close in Q3 2026, subject to approvals.

$ACIWMedAI 8/10

ACI Worldwide Q2 Earnings Call Highlights

ACI Worldwide reported Q2 growth in merchant and anti-fraud solutions in the mid-single digits. Real-time payments revenue declined year over year due to fewer renewal and expansion opportunities, though management said retention and expansion remained strong and expects full-year growth. Biller revenue rose 5% to $234M. For 1H, revenue was $956M and adjusted EBITDA $196M. ACI raised FY revenue guidance to $1.895B-$1.925B and adjusted EBITDA to $545M-$560M, and forecast Q3 revenue $417M-$427M. I

$ACIWHighAI 9/10

ACI Worldwide Inc (ACIW) (Q2 2026) Earnings Call Highlights: Strong Growth and Raised

ACI Worldwide (ACIW) reported Q2 2026 earnings call highlights including $18m net new ARR bookings and raised full-year guidance to $1.895bn-$1.925bn revenue and $545m-$560m adjusted EBITDA. Q3 guidance was $417m-$427m revenue and $90m-$95m adjusted EBITDA, reflecting a 40/60 Q3/Q4 split. Management cited strong recurring revenue visibility and Kinetic momentum, while noting slower Biller and real-time payments trends.

$ACIWHigh

ACI WORLDWIDE, INC. (ACIW): Results of Operations and Financial Condition

ACI WORLDWIDE, INC. (ACIW) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 ACI Worldwide Reports Strong Second Quarter 2026 Results and Raises Full-Year Guidance HIGHLIGHTS • Q2 revenue of $430 million, increased 7% (6% in constant currency) • Q2 GAAP net income of $32 million and adjusted EBITDA of $91 million, increased 12% (9% in constan