$BILL

BILL Holdings, Inc. FY 2026: Revenue $1.65B, EPS ($0.11) — 10-K Summary

BILL Holdings reported FY 2026 revenue of $1.65B, up 13% YoY, with a net loss of $11.24M and EPS of ($0.11). Growth was driven by increased transaction fees and product adoption, with 9M network members and 479K businesses served. The company expanded partnerships and launched new products, maintaining high customer retention.

Original reporting
Published Aug 20, 2026, 8:15 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai Aug 21, 2026, 2:50 PM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
BILL Holdings, Inc. FY 2026: Revenue $1.65B, EPS ($0.11) — 10-K Summary — source image
Decision brief

The 30-second read

$BILLBearishMed
01

Why it matters

The earnings release signals short‑term earnings weakness but long‑term growth potential from product expansion.

02

Market read

Earnings miss may trigger short‑term sell‑off; however, high retention rates suggest resilience.

03

What to watch

AI agent launches and new travel product may unlock future revenue streams not reflected in current earnings.

Relevance 7/10Novelty 8/10Timing: FY 2026 results released Aug 20 2026

Background

BILL Holdings provides AP/AR automation and payment solutions to midsize businesses.

Company-level read

Ticker impact

$BILLBearishMedium confidence
Context

BILL Holdings reported FY 2026 revenue of $1.65B and a widened net loss of $11.24M, a fresh 10‑K earnings disclosure.

Expected impact

downward pressure in near term

Evidence & confidence

Revenue grew modestly while net loss widened 147%, indicating margin deterioration.

Market effects

Highlights pressure on B2B payment processors amid slower margin expansion.

US fintech sector may see slight pullback.

Limited to fintech niche, minimal global effect.

Counterpoint

Despite loss, strong retention and expanding product suite could support longer‑term upside.

Key entities

  • BILL Holdings, Inc.

    Fintech firm offering AP/AR automation and payment services.

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Why is Bill.com stock surging today?

Bill.com Holdings Inc (BILL) stock rose 4.8% in pre-market trading after reporting Q4 2026 earnings. Adjusted EPS of $0.84 beat estimates of $0.70, and revenue of $436.2M exceeded expectations. Non-GAAP operating income increased 80% YoY. The company announced a $300M share repurchase program and provided FY2027 EPS guidance above consensus, though Q1 revenue guidance was slightly below expectations.