BILL Holdings, Inc. FY 2026: Revenue $1.65B, EPS ($0.11) — 10-K Summary
BILL Holdings reported FY 2026 revenue of $1.65B, up 13% YoY, with a net loss of $11.24M and EPS of ($0.11). Growth was driven by increased transaction fees and product adoption, with 9M network members and 479K businesses served. The company expanded partnerships and launched new products, maintaining high customer retention.
How this was made

The 30-second read
Why it matters
The earnings release signals short‑term earnings weakness but long‑term growth potential from product expansion.
Market read
Earnings miss may trigger short‑term sell‑off; however, high retention rates suggest resilience.
What to watch
AI agent launches and new travel product may unlock future revenue streams not reflected in current earnings.
Background
BILL Holdings provides AP/AR automation and payment solutions to midsize businesses.
Ticker impact
BILL Holdings reported FY 2026 revenue of $1.65B and a widened net loss of $11.24M, a fresh 10‑K earnings disclosure.
downward pressure in near term
Revenue grew modestly while net loss widened 147%, indicating margin deterioration.
Market effects
Highlights pressure on B2B payment processors amid slower margin expansion.
US fintech sector may see slight pullback.
Limited to fintech niche, minimal global effect.
Counterpoint
Despite loss, strong retention and expanding product suite could support longer‑term upside.
Key entities
- companyBILL Holdings, Inc.
Fintech firm offering AP/AR automation and payment services.




