fool.comAUG 202 min read$FIGR

Figure Technologies (FIGR) Q2 2026 Earnings Call Transcript

Figure Technologies (FIGR) reported Q2 2026 earnings with CLM volume at $4.3B (132% YoY growth), adjusted net revenue at $218M (95% YoY), and net income at $87M (192% YoY). Figure Connect volume grew to 65% of total CLM. Q3 guidance is $4.8B-$5.2B. The company expects $100M annual EBITDA from the Kiavi acquisition, set to close in H2 2026. Management noted headwinds from rising interest rates impacting take rates.

Original reporting

fool.com

Published Aug 20, 2026, 3:00 PM UTC

Analysis

alphai AI DeskAI-generated

Added to alphai Aug 20, 2026, 3:08 PM UTC. Informational, not investment advice.

How this was made

alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.

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Figure Technologies (FIGR) Q2 2026 Earnings Call Transcript — source image — Source · fool.com

Decision brief

The 30-second read

$FIGRBullishHigh

Why it matters

Earnings beat and strong guidance may drive short-term price appreciation, while the Kiavi acquisition adds strategic depth.

Market read

Figure's robust earnings and expansion into blockchain lending could influence fintech and crypto‑linked equities.

What to watch

Unsecured senior notes at 8.5% add debt load; future rate hikes may affect financing costs.

Relevance 8/10Novelty 8/10Timing: pre-market

Background

Figure Technology Solutions reported its Q2 2026 earnings call, revealing significant growth in loan origination volumes and profitability.

Company-level read

Ticker impact

AI estimates · verify against primary disclosures

$FIGRBullishHigh confidence

Context

Q2 2026 earnings disclosed CLM volume $4.3B (+132% YoY), adjusted net revenue $218M (+95% YoY), and guidance for Q3 CLM volume $4.8-5.2B.

Expected impact

Potential price rally on earnings beat and bullish Q3 guidance.

Evidence & confidence

Revenue and earnings growth far exceed expectations, and guidance remains above prior ranges.

Market effects

Sector

Highlights growth in consumer loan marketplace and tokenized loan trading, benefiting fintech and blockchain sectors.

Regional

U.S. fintech market sees increased investor interest.

Global

Demonstrates expanding use of stablecoins and blockchain in lending globally.

Counterpoint

What could challenge this read

Rising interest rates could compress take rates and pressure margins despite growth.

Key entities

Executive
Michael Tannenbaum
CEO of Figure Technology Solutions
Target Company
Kiavi
Acquisition target expected to add $100M EBITDA annually

Read at source ← All news

AUG 20

$FIGRHighAI 8/10

Blockchain Firm Figure Reports Q2 Results

Figure Technology Solutions (FIGR) reported Q2 net revenue of $226M, up 113% YoY, with net income rising 192% to $192M. Consumer loan volume reached $4.3B, up 132% YoY. The company expects Q3 volume between $4.8B and $5.2B. Analysts have price targets ranging from $55 to $70.

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AUG 17

$FIGRMedAI 8/10

Figure Technology (FIGR) Climbs 13.9% on 3 ‘Buy’ Recos, Stellar Q2

Figure Technology Solutions (FIGR, NASDAQ) shares rose up to 13.9% to $35.81 after Q2 results. The company reported net income up 191% to $87.4M and net revenue up 113% to $225M. CLM volume rose 132% to $4.26B. Analysts at Piper Sandler, Needham and KBW reiterated buy ratings with targets of $65, $55 and $45.

insidermonkey.com4 min

AUG 14

$FIGRMed

Figure Technology Solutions, Inc. Q2 2026: Revenue $225.6M, EPS $0.35— 10-Q Summary

Figure Technology Solutions reported Q2 2026 revenue of $225.6M and diluted EPS of $0.35, versus $106.1M and $0.08 a year earlier, according to its 10-Q. Net income attributable to Figure was $87.4M. The company cited higher origination, servicing and sales activity, a shift to Partner-branded Connect, and progress on a merger to acquire Kiavi funded by a $600M senior note offering.

tradingview.com1 min

AUG 14

$FIGRMed

Figure Technology More Than Doubles Loan Volume, but Stock Slips - Figure Technology (NASDAQ:FIGR)

Figure Technology Solutions (NASDAQ:FIGR) fell slightly after reporting Q2 results. The company said loan marketplace volume rose 131.8% to $4.3B. Adjusted net revenue was $218.4M vs $208.2M consensus, adjusted EBITDA $119.4M vs $110.4M, and GAAP EPS 35c vs 24c. Needham analyst Kyle Peterson reiterated Buy and $55 target, citing upside from the pending Kiavi acquisition and Q3 volume guidance.

benzinga.com4 min

AUG 13

$FIGRHighAI 9/10

Figure Technology Solutions, Inc.: Figure Technology Solutions Reports Strong Second Quarter 2026 Results

Figure Technology Solutions (Nasdaq: FIGR) reported Q2 2026 results for the three and six months ended June 30, 2026. Consumer Loan Marketplace volume rose 132% YoY to $4.3B, net revenue increased 113% to $226M, and net income rose 192% to $87M. Adjusted EBITDA grew 126% to $119M. Q3 2026 guidance calls for volume of $4.8B to $5.2B.

finanznachrichten.de6 min