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fool.comSEP 93 min read$GWRE

Guidewire (GWRE) Q4 2026 Earnings Call Transcript

Guidewire (GWRE) reported Q4 2026 earnings with ARR growth of 19% YoY to $1.242B, total revenue up 23% to $1.475B, and non-GAAP operating income up 63% to $340M. Cloud ARR grew 35% YoY, comprising 84% of total ARR. The company guided FY 2027 ARR to $1.45B-$1.46B, up 18% at midpoint. Subscription revenue rose 37% YoY to $916M, while license revenue declined 7% to $235M. Management highlighted record-low attrition rates and strong adoption of AI-driven products like ProNavigator and PricingCenter.

Original reporting
fool.com
Published Sep 9, 2026, 10:45 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Sep 9, 2026, 11:37 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
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Guidewire (GWRE) Q4 2026 Earnings Call Transcript — source image
Source · fool.com
Decision brief

The 30-second read

$GWREBullishHigh
01

Why it matters

The earnings beat and raised guidance may trigger buying interest, especially from investors focused on recurring revenue SaaS models.

02

Market read

Significant for software and insurance technology investors; may influence sector sentiment.

03

What to watch

Potential headwinds from macro slowdown affecting insurers' IT spend.

Relevance 8/10Novelty 8/10Timing: post-earnings release today

Background

Guidewire's FY 2026 earnings call disclosed financial results and FY 2027 guidance.

Company-level read

Ticker impact

$GWREBullishHigh confidence
Context

Guidewire reported FY 2026 revenue of $1.475B (+23% YoY) and raised FY 2027 ARR guidance to $1.45-$1.46B, providing fresh earnings data and outlook.

Expected impact

Potential price appreciation on the back of better-than-expected revenue and upbeat FY27 outlook.

Evidence & confidence

Guidance beat prior expectations and highlights continued cloud migration, which investors typically reward.

Market effects

Sector

Reinforces bullish outlook for P&C insurance software and cloud SaaS providers.

Regional

U.S. tech and software sector may see modest lift.

Global

Limited to investors tracking enterprise SaaS trends.

Counterpoint

What could challenge this read

If cloud migration costs rise faster than anticipated, margins could compress.

Key entities

  • company
    Guidewire Software, Inc.

    Provider of core system software for property & casualty insurers.

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