Jefferson Capital (JCAP) Grows Everywhere, But Costs Are Climbing Faster

Jefferson Capital (JCAP) reported Q2 2026 earnings with total collections of $300.9M, up 18% YoY, and portfolio deployments of $152.2M, up 21% YoY. Adjusted EPS remained steady at $0.77, while total revenues rose 16.2% to $177.5M. The company highlighted record forward flow commitments and strong performance from Bluestem and Conn's portfolios. Management also announced entry into the Mexican debt market and added auto finance as a third asset class. Operating expenses increased 45.6% due to hig

Jefferson Capital, Inc. / DE (JCAP) filed an SEC Form 8-K — Results of Operations and Financial Condition. ​ Exhibit 99.1 ​ Jefferson Capital Reports Second Quarter 2026 Results ​ Collections Grow 18% to $300.9 Million and Deployments grow 21% to $152.2 Million Estimated Remaining Collections (“ERC”) up 18% to $3.4 Billion Pre-tax Income of $53.3 Million with Net Income of $41.3 Milli

Glacier Bancorp (GBCI) reported Q3 2026 record profit of $105M. Loan growth expected to slow, deposit costs may rise with Fed rate hikes. Non-interest expense was $190.8M, higher than guidance. CEO considers share buybacks or special dividends. Margin expansion expected through 2027, with net interest margin potentially reaching 4.5%. Deposit growth was strong, with noninterest-bearing deposits up 15% annualized.

Infosys reported Q2 2027 revenue growth of 1.5% YoY and 1.2% sequentially, below expectations. AI revenue surged 29% QoQ. The company revised full-year guidance to 1-2% growth due to pricing pressure, cautious client spending, and softness in high-tech and retail sectors. CEO Salil Parekh expressed confidence in organic growth recovery for FY28, citing a $2B+ mega deal and strong AI traction.

SL Green Realty Corp (SLG) reported 95% leased occupancy and raised guidance. The company has a leasing pipeline exceeding 1.3M sq ft, with mark-to-market above 20%. Higher interest rates impacted guidance by $0.25, with $0.05 from fee income and the rest from interest expense. Cap rates are expected to stay around 5-6%, with strong rent growth. Development opportunities are modeled at $240-$270 per sq ft.

Yara International ASA (YARIY) reported Q3 2026 EBITDA of $675 million, down from $804 million YoY, due to higher European gas costs and lower volumes. The company curtailed 270,000 tons of ammonia production and faced demand slowdowns, particularly in Latin America. Management discussed gas cost impacts, production curtailments, and market demand trends during the earnings call.