EQUITY BANCSHARES INC (EQBK): December 31, 2025 and September 30, 2025 December 31, 2025 and September 30, 2025 Contents Consolidated Financial Statements

Equity Bancshares (EQBK) reported Q3 2026 earnings, highlighting organic growth with loans up $39M to $5.44B and deposits down $136M to $6.17B. The company announced a merger with Lincoln Bancorp, adding 16 branches in Iowa. Net income was $26.8M, or $1.29 per diluted share. The company expects margin to return to 4.25-4.35% in Q4, excluding the merger.

StoneX reduced its price target for Equity Bancshares (EQBK) to $58 from $59, citing net interest margin expectations. The firm raised its fiscal 2026 EPS forecast to $5.18 but lowered the 2027 estimate to $5.27. EQBK's stock trades at a P/E ratio of 10.58, and analysts expect net income growth. The company recently reported Q3 earnings beating estimates, with EPS of $1.40 vs. $1.29 expected, but revenue missed slightly.

Equity Bancshares (EQBK) reported Q3 2026 earnings with record loan production of $379M, up 56% YoY. Core EPS was $1.40, and core ROA was 16.5%. Non-interest income grew to $10.8M. Deposits fell 2.2%, and NIM decreased 16bps to 4.20%. The company expects the Lincoln acquisition to be accretive. Management discussed loan growth, margin pressures, and M&A plans.

Equity Bancshares (EQBK) reported Q3 2026 earnings with core EPS of $1.40, beating expectations despite a net interest margin compression to 4.20%. The stock rose 0.75% to $46.92. The bank reported net income of $26.8M, with total assets of $7.6B and a market cap of $972M. Management expects margin recovery and growth from pending acquisitions.

Equity Bancshares (EQBK) reported Q3 2026 earnings of $1.40 per share, beating estimates, though revenue fell slightly short. The stock rose 0.99% to $47.03. The bank faces margin pressure but continues growth through acquisitions, including the pending Lincoln Savings Bank deal. Asset quality showed some deterioration, with nonperforming assets rising to 0.99%. The company is investing in AI to improve efficiency.

Equity Bancshares (EQBK) reported Q2 2026 net interest income of $72.8M, down slightly from the prior quarter but up 16.6% year-over-year. The company's GF Value™ suggests it is modestly undervalued with a 15.2% margin of safety. EQBK has a GF Score™ of 81/100, indicating strong fundamentals in valuation and momentum, but weaker financial strength. Insiders and gurus have shown net selling activity. The stock trades at $46.57 with a trailing P/E of 27.97x and a forward P/E of 8.55x.