AlphAIAlphAI — Financial news for AI agents
tradingview.comOCT 201 min read$FNB

F.N.B. Reports Q3 2026: Net Income $152.9M, EPS $0.43, Record Net Interest Income

F.N.B. reported Q3 2026 net income of $152.9M, up from $149.5M in Q3 2025, with EPS at $0.43. Record net interest income reached $376.5M, and net interest margin expanded to 3.29%. Loans and deposits grew 8.5% and 8.9% annually, respectively. Tangible book value per share increased 7% year over year, according to the company.

Original reporting
tradingview.com
Published Oct 20, 2026, 11:33 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 20, 2026, 11:38 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
About AlphAI AI DeskScoring methodologyReport an issue
F.N.B. Reports Q3 2026: Net Income $152.9M, EPS $0.43, Record Net Interest Income — source image
Source · tradingview.com
Decision brief

The 30-second read

$FNBNeutralHigh
01

Why it matters

The earnings numbers are new and modestly positive, offering a small trading edge.

02

Market read

Fresh earnings data for a mid‑cap regional bank; may influence its stock and peers.

03

What to watch

Deposit mix shift toward money‑market balances may affect future net interest margin

Relevance 7/10Novelty 8/10Timing: pre-market today

Background

First National Bank of Pennsylvania (F.N.B.) filed an 8‑K reporting its Q3 2026 results.

Company-level read

Ticker impact

$FNBNeutralMedium confidence
Context

Q3 2026 earnings release reporting net income $152.9M, EPS $0.43 and record net interest income of $376.5M

Expected impact

potential modest upside as earnings exceed prior year and margins improve

Evidence & confidence

The report shows incremental growth and a record net interest income, which may support a slight price rise, but no dramatic surprise.

Market effects

Sector

Regional banks may see improved net interest margins and modest loan growth

Regional

U.S. banking sector

Global

Limited to U.S. regional banking

Counterpoint

What could challenge this read

Higher rates could eventually compress loan demand despite current earnings beat

Key entities

  • company
    F.N.B. Corp.

    U.S. regional bank reporting Q3 2026 earnings

Read at source← All news

StoryF.N.B. Corp reports Q3 2026 earnings with record net interest income and modest revenue miss

Also covered by

5 outlets

Related articles

OCT 20
$FNBHighAI 8/10

FNB (FNB) Q3 2026 Earnings Call Transcript

FNB reported Q3 2026 earnings with tangible book value per share up 7% YoY to $12.28. Total loans grew 8.5% linked-quarter to $36.5B, outpacing industry. Deposits rose 9% linked-quarter, with non-interest-bearing deposits at 26% of total. Net interest margin increased 4bps to 3.29%. Fee income grew, driven by wealth advisory and investment banking. Credit quality remained strong, with net charge-offs at 12bps. Management maintained guidance, citing robust loan pipelines.

finance.yahoo.com3 min
OCT 20
$FNBHigh

What F.N.B. (FNB) Said on Its Q3 Earnings Call

F.N.B. (FNB) reported Q3 earnings with a loan-to-deposit ratio of 92.4% and a net interest margin of 3.28%. The company expects margin to increase in Q4. Credit metrics remained low, with delinquencies at 75 basis points and nonperforming loans at 33 basis points. Non-interest income was $93 million, up from the prior year. FNB repurchased $51 million in shares during Q3. The company updated its 2026 outlook, maintaining mid-single-digit growth expectations for loans and deposits.

finance.yahoo.com2 min
OCT 20
$FNBMed

F.N.B. Corporation (FNB) Stock Trades Up, Here Is Why

F.N.B. Corporation (FNB) shares rose 2.7% after reporting Q3 2026 net income of $152.9M. The company reported record net interest income of $376.5M, up 4.8% YoY, and loan growth of 8.5%. Total revenue was $469.1M, below estimates, while adjusted EPS matched expectations at 43 cents. Shares traded at $17.42, still 10.6% below the 52-week high.

markets.chroniclejournal.com2 min
OCT 20
$FNBMed

FNB Reports Nearly $153M in Net Income in Third Quarter

F.N.B. Corp. reported Q3 2026 net income of $152.9M, up from $149.5M in Q3 2025. Net interest income rose to $376.5M, while noninterest income fell 5.7% to $92.6M. Loans and deposits grew 3.7% and 8.9% year-over-year, respectively. CEO Vince Delie highlighted record net interest income and expanded net interest margin.

businessjournaldaily.com2 min
OCT 20
$FNBHighAI 8/10

F.N.B. Corporation Reports Third Quarter 2026 Earnings

FNB CORP/PA/ (FNB) filed an SEC Form 8-K — Results of Operations and Financial Condition. F.N.B. Corporation Reports Third Quarter 2026 Earnings Record Net Interest Income Driven by Net Interest Margin (non-GAAP) Expansion and Loan and Deposit Annualized Growth of 8.5% and 8.9%, Respectively PITTSBURGH, PA – October 19, 2026 – F.N.B. Corporation (NYSE: FNB) reported e

SEC EDGAR 8-K2 min