NICOLET BANKSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS
NICOLET BANKSHARES INC (NIC) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 FOR IMMEDIATE RELEASE NICOLET BANKSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS • Net income of $64 million ($68 million core*) for third quarter 2026, compared to net income of $57 million ($65 million core*) for second quarter 2026 • Diluted earnings per share
How this was made
The 30-second read
Why it matters
The earnings release provides fresh data on post‑integration performance and capital allocation.
Market read
First‑time earnings disclosure for a regional bank, modestly positive for the stock and peers.
What to watch
Potential headwinds from higher interest rates on loan demand and the recent Denver branch divestiture.
Background
Nicolet Bankshares completed the MidWestOne acquisition and sold Denver branches, reshaping its balance sheet.
Ticker impact
Nicolet Bankshares reported Q3 2026 earnings with net income of $64M and EPS $2.96, up from the prior quarter, marking the first public disclosure of these results.
likely modest upside as investors price in stronger earnings and margin expansion
Quarterly results are fresh, show improvement, and include a $40M share repurchase, supporting bullish sentiment.
Market effects
Regional bank earnings may lift peer community banks in the Midwest.
Midwest banking stocks could see modest gains.
Limited to U.S. regional banking sector.
Counterpoint
If the market had already priced in the integration benefits, the earnings beat may be muted.
Key entities
- ExecutiveMike Daniels
Chairman, President and CEO of Nicolet Bankshares, quoted on earnings.
- Acquired CompanyMidWest One Financial Group, Inc.
Acquisition added $6.1B assets and contributed to Q3 results.


