$NIC

NICOLET BANKSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS

NICOLET BANKSHARES INC (NIC) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 FOR IMMEDIATE RELEASE NICOLET BANKSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS • Net income of $64 million ($68 million core*) for third quarter 2026, compared to net income of $57 million ($65 million core*) for second quarter 2026 • Diluted earnings per share

Original reporting
Published Oct 20, 2026, 8:16 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 20, 2026, 8:18 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
AlphAI market briefEarnings
Primary signal
$NIC
Bullish
high confidence
Mentioned
$NIC
Relevance
7/10
AlphAI data visualization · based on SEC EDGAR 8-K
Decision brief

The 30-second read

$NICBullishMed
01

Why it matters

The earnings release provides fresh data on post‑integration performance and capital allocation.

02

Market read

First‑time earnings disclosure for a regional bank, modestly positive for the stock and peers.

03

What to watch

Potential headwinds from higher interest rates on loan demand and the recent Denver branch divestiture.

Relevance 7/10Novelty 8/10Timing: after-hours release, impact expected in pre‑market trading

Background

Nicolet Bankshares completed the MidWestOne acquisition and sold Denver branches, reshaping its balance sheet.

Company-level read

Ticker impact

$NICBullishHigh confidence
Context

Nicolet Bankshares reported Q3 2026 earnings with net income of $64M and EPS $2.96, up from the prior quarter, marking the first public disclosure of these results.

Expected impact

likely modest upside as investors price in stronger earnings and margin expansion

Evidence & confidence

Quarterly results are fresh, show improvement, and include a $40M share repurchase, supporting bullish sentiment.

Market effects

Regional bank earnings may lift peer community banks in the Midwest.

Midwest banking stocks could see modest gains.

Limited to U.S. regional banking sector.

Counterpoint

If the market had already priced in the integration benefits, the earnings beat may be muted.

Key entities

  • Mike Daniels

    Chairman, President and CEO of Nicolet Bankshares, quoted on earnings.

  • MidWest One Financial Group, Inc.

    Acquisition added $6.1B assets and contributed to Q3 results.

Related articles

$NICMed

Nicolet Bankshares edges past estimates but shares slip

Nicolet Bankshares (NIC) reported Q3 adjusted EPS of $3.15, beating estimates by $0.08, with revenue of $174.43M. Net income rose to $64M, up from $42M YoY. Shares fell 2.3% in after-hours trading despite the beat. The bank completed strategic initiatives, including a merger and branch sales, and declared a $0.36 quarterly dividend.

$NICMed

Nicolet Bankshares: Q3 Earnings Snapshot

Nicolet Bankshares Inc. (NIC) reported Q3 net income of $63.7M, or $2.96 per share. Adjusted EPS was $3.15, exceeding analyst estimates of $3.06. Revenue was $232.6M, with net revenue of $175.9M. The results surpassed Wall Street expectations.

$NICMed

NICOLET BANKSHARES, INC. ANNOUNCES SECOND QUARTER 2026 EARNINGS

NICOLET BANKSHARES INC (NIC) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 exhibit99_12q2026pressrele.htm EX-99.1 Document Exhibit 99.1 FOR IMMEDIATE RELEASE NICOLET BANKSHARES, INC. ANNOUNCES SECOND QUARTER 2026 EARNINGS • Net income of $57 million ($65 million core*) for second quarter 2026, compared to net income of $15 million ($52 million