Orrstown Financial Services, Inc. (ORRF) Q3 EPS $1.17, NIM Rises to 4.12%

Orrstown Financial Services (ORRF) reported Q3 2026 earnings with record net income, but faced net deposit outflows and a decline in fee income. The loan-to-deposit ratio increased to 92%, and the tangible common equity ratio fell to 9.1%. Management expects net interest margin of 4.05% to 4.15% through 2027, assuming two Fed rate hikes. Loan growth is projected at mid-single-digit rates, with strong C&I loan performance.

Orrstown Financial (ORRF) reported Q3 2026 earnings with return on average assets of 1.60% and return on average equity of 14.62%. Net interest margin expanded to 4.12%, and loan growth was 9% annualized. Fee income decreased slightly, while non-interest expenses decreased by $400,000. The company maintained strong credit quality and expects continued growth.

ORRSTOWN FINANCIAL SERVICES INC (ORRF) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 FOR IMMEDIATE RELEASE: Orrstown Financial Services, Inc. Reports Third Quarter 2026 Results • Net income of $22.8 million, or $1.17 per diluted share, for the three months ended September 30, 2026 compared to net income of $21.2 million, or $1.09 per diluted share, f

ORRSTOWN FINANCIAL SERVICES INC (ORRF) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 ex9912026-q2earningsrelease.htm EX-99.1 Document Exhibit 99.1 FOR IMMEDIATE RELEASE: Orrstown Financial Services, Inc. Reports Second Quarter 2026 Results • Net income of $21.2 million, or $1.09 per diluted share, for the three months ended June 30, 2026 compared to net

Stewart Information Services Corp (NYSE:STC) reported Q3 2026 earnings with total revenue up 22% year-to-date and adjusted EPS up 8%. Commercial revenue grew 90%, while residential market conditions deteriorated, impacting margins. The company raised its annual dividend to $2.20 per share. Management expects further residential market decay but remains optimistic about commercial pipeline and AI-driven efficiencies.

American Airlines (AAL) reported Q3 2026 revenue growth of 19%, but higher fuel costs increased expenses by $1.9B, leading to an adjusted loss of $0.28 per share. The company expects Q4 fuel expenses to rise by $2.8B YoY, with a Q4 adjusted loss guidance of $0.50-$1.10 per share. Capacity growth is expected to slow in 2027 due to high fuel costs, and the company is focusing on improving margins and unit revenue.