Plumas Banc reports record Q3 2026 net income $11.4M, diluted EPS $1.61; YTD net income $31.1M
Plumas Bancorp reported Q3 2026 net income of $11.4M, up from $5.1M a year earlier. YTD net income reached $31.1M, driven by higher net interest income and lower credit loss provisions. Key metrics improved, with ROAA at 1.98% and ROAE at 16.7%. Loans totaled $1.496B, and deposits grew to $1.867B.
How this was made

The 30-second read
Why it matters
The earnings beat may attract short‑term buying interest, but credit quality concerns remain due to CRE exposure.
Market read
Earnings surprise could move PLBC and influence peer regional banks.
What to watch
Rising interest rates could affect net interest income sustainability.
Background
Plumas Bancorp is a small regional bank that filed an 8‑K with the SEC reporting its Q3 2026 results.
Ticker impact
Plumas Bancorp reported record Q3 2026 net income of $11.4M and EPS $1.61, a significant earnings beat.
likely upward pressure as the market prices in stronger earnings and lower credit loss provisions
The company posted higher net income and EPS versus the prior year, with improved asset quality and lower provisions, indicating stronger profitability.
Market effects
Positive earnings may lift other regional banks with similar loan mixes.
May boost sentiment in the U.S. regional banking sector.
Limited to U.S. banking niche.
Counterpoint
The heavy exposure to commercial real estate could pose risk if the sector weakens.
Key entities
- companyPlumas Bancorp
U.S. regional bank reporting Q3 2026 earnings.


