$BPOP

Popular (NASDAQ:BPOP) reports Q3 2026 earnings

Popular (BPOP) reported Q3 2026 earnings. Net interest income was $698.9M, missing estimates by 8.1%. Revenue was $874.6M, a 1.5% miss. EPS beat estimates at $4.21. Net interest margin and efficiency ratio also missed expectations.

Original reporting
Published Oct 22, 2026, 11:21 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 22, 2026, 12:12 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Popular (NASDAQ:BPOP) reports Q3 2026 earnings — source image
Decision brief

The 30-second read

$BPOPBullishHigh
01

Why it matters

The earnings beat on EPS may attract short-term buying, but broader metric misses could temper enthusiasm.

02

Market read

Earnings release provides fresh data for traders to assess BPOP's near-term price direction.

03

What to watch

Revenue and book value missed estimates, indicating potential pressure on the stock.

Relevance 7/10Novelty 8/10Timing: post-market today

Background

BPOP is a regional bank that released its quarterly earnings.

Company-level read

Ticker impact

$BPOPBullishHigh confidence
Context

BPOP reported Q3 2026 earnings with EPS beat and mixed metric misses.

Expected impact

likely upward pressure as market prices in the EPS beat.

Evidence & confidence

GAAP EPS of $4.21 beat estimates of $3.95, while other metrics missed, creating a mixed but potentially bullish reaction.

Market effects

Banking sector may see modest impact as peers compare earnings metrics.

U.S. markets may react in after-hours trading.

Limited to U.S. financial stocks.

Counterpoint

Misses on net interest margin and efficiency ratio could outweigh EPS beat.

Key entities

  • BPOP

    Regional bank reporting Q3 2026 earnings.

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Popular (BPOP) reported Q3 2026 earnings with total deposits decreasing by $1.5B, driven by lower Puerto Rico public sector balances. Net charge-offs declined, but nonperforming loans increased due to a commercial relationship. The company repurchased $179M in stock and increased its dividend to $0.90 per share. Economic conditions in Puerto Rico remained stable, with job growth and tourism supporting the economy.

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Popular Q3 Earnings Call Highlights

Popular (BPOP) reported Q3 net interest income of $699M, up $6M from Q2, with full-year growth expected at 8.5%. Non-interest income was $176M, and expenses rose to $506M. Credit quality remained stable, but commercial loans saw issues. The company repurchased $179M in stock and raised its dividend to $0.90 per share. It expects to repurchase $150M-$200M in Q4 and targets 14-17% annual return on tangible common equity.

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Popular beats Q3 earnings expectations, dividend jumps 20%

Popular, Inc. (BPOP) reported Q3 EPS of $4.21, beating estimates by $0.26, but revenue of $874.59M missed expectations. Net income rose 34% YoY to $266M. The company increased its dividend by 20% and repurchased $179M in stock. Net interest income rose, but net interest margin and non-interest income declined. Operating expenses increased by 4%. Credit quality remained stable.