Republic Bancorp GAAP EPS of $1.59 misses by $0.06, revenue of $77M misses by $23.35M (NASDAQ:RBCAA)

REPUBLIC BANCORP INC /KY/ (RBCAA) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 ​ Republic Bancorp Reports Solid Third Quarter Results Highlighted by Continued Strong Core Banking Net Interest Income Expansion ​ LOUISVILLE, Ky.--(BUSINESS WIRE)—October 23, 2026-- Republic Bancorp, Inc. (NASDAQ: RBCAA), headquartered in Louisville, Kentucky, is t

Republic Bancorp reported Q3 2026 net income of $31.1M, up 4% YoY, with EPS of $1.59, up 5%. Core Banking NII rose 8%, and NIM increased to 4.03%, up 25 bps. The company attributes the growth to steady core banking and margin improvement.

Truist Financial (TFC), U.S. Bancorp (USB), and Republic Bancorp (RBCAA) fell 3.9%, 3.8%, and 3% respectively after the Fed raised rates to 3.75%-4% and signaled more hikes, citing elevated inflation. Bank stocks declined on concerns about slower lending and economic activity. TFC is down 2.6% YTD and 13.2% from its 52-week high.

Republic Bancorp (RBCAA) stock rose 5.2% post-earnings, trading at $52.59. Banc of California (BANC) reported $285.7M revenue, missing estimates, and fell 12.1% to $18.63. Preferred Bank (PFBC) reported $73.47M revenue, in line with expectations, and dropped 3.3% to $102.49. The Bancorp (TBBK) reported $163.6M revenue, missing estimates, and fell 12.4% to $56.77.

REPUBLIC BANCORP INC /KY/ (RBCAA) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.2 3 rbcaa-20260724xex99d2.htm EX-99.2 3Q Exhibit 99.2 ​ ​ ​ EARNINGS RELEASE FINANCIAL SUPPLEMENT ​ SECOND QUARTER 2026 ​ ​ TABLE OF CONTENTS ​ ​ ​ BALANCE SHEET DATA S-2 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ AVERAGE BALANCE SHEET DATA S-3 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ TOTAL COMPANY AVERAGE BALANCE SH

Western Alliance Bancorporation (WAL) and Republic Bancorp (RBCAA) rose about 3.6% each as the broader financial sector rallied. The Russell 2000 gained 1.4%. The KRE ETF was up ~9% after Q1 results showed net interest margins widening as deposit costs roll over while loan yields stay elevated, according to the article.