AlphAIAlphAI — Financial news for AI agents
finance.yahoo.comOCT 233 min read$GSBC

Great Southern Bancorp (GSBC) Q3 2026 Earnings Call Transcript

Great Southern Bancorp (GSBC) reported Q3 2026 earnings of $14.0M, down from $17.8M in Q3 2025. Net loans declined $59.3M due to payoffs, but the lending pipeline remains strong. Deposits fell $232.1M, with brokered deposits running off. Credit quality metrics stayed excellent, with non-performing assets at 0.18% of total assets. Non-interest expense decreased to $36.3M. The company made strategic investments in securities and adjusted interest rate swaps, impacting net interest income.

Original reporting
finance.yahoo.com
Published Oct 23, 2026, 2:13 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 23, 2026, 2:25 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
About AlphAI AI DeskScoring methodologyReport an issue
Great Southern Bancorp (GSBC) Q3 2026 Earnings Call Transcript — source image
Source · finance.yahoo.com
Decision brief

The 30-second read

$GSBCNeutralMed
01

Why it matters

The disclosed earnings and balance sheet changes give traders fresh data to assess valuation and credit quality.

02

Market read

New earnings data for a small regional bank, offering modest trading opportunities.

03

What to watch

Potential upside from redesignated interest rate swaps and fixed‑rate MBS purchases.

Relevance 7/10Novelty 7/10Timing: post‑market release

Background

Great Southern Bancorp provided its Q3 2026 earnings call transcript, highlighting net income, loan portfolio changes, and funding strategy.

Company-level read

Ticker impact

$GSBCNeutralHigh confidence
Context

Q3 2026 earnings call disclosed net income of $14.0M and a $59.3M loan decline, new financial metrics for Great Southern Bancorp.

Expected impact

likely modest downside as loan decline offsets earnings beat

Evidence & confidence

New earnings numbers show lower loan balances and deposit run‑off, suggesting reduced future interest income despite a small earnings beat.

Market effects

Sector

regional bank sector may see pressure from loan balance reductions and deposit run‑offs.

Regional

U.S. small‑cap banking stocks could experience slight pullback.

Global

limited to U.S. banking sector.

Counterpoint

What could challenge this read

Despite loan declines, the bank's lower funding costs and interest income recovery could support upside.

Key entities

  • company
    Great Southern Bancorp

    U.S. regional bank reporting Q3 2026 results.

Read at source← All news

Also covered by

1 outlet

Related articles

OCT 22
$GSBCMed

Great Southern Bancorp Q3 Earnings Call Highlights

Great Southern Bancorp (GSBC) reported Q3 net interest income of $50.3M, up from Q2. The company redesignated interest-rate swaps, adding $279,000 to Q3 interest income. Loan balances declined due to repayments and refinancing, while credit metrics remained low. The bank expects cost savings from branch consolidations. GSBC repurchased 542,000 shares and declared a $0.43 quarterly dividend.

finance.yahoo.com3 min
OCT 22
$GSBCMed

Great Southern Bancorp, Inc. Reports Preliminary Third Quarter Earnings of $1.27 Per Diluted Common Share Earnings Negatively Impacted in This Period by…

GREAT SOUTHERN BANCORP, INC. (GSBC) filed an SEC Form 8-K — Results of Operations and Financial Condition. EXHIBIT 99.1 Great Southern Bancorp, Inc. Reports Preliminary Third Quarter Earnings of $1.27 Per Diluted Common Share Earnings Negatively Impacted in This Period by Non-Cash Hedge Accounting Adjustment Preliminary Financial Results and Business Update for the Quarter Ended Septe

SEC EDGAR 8-K2 min
JUL 16
$GSBCMed

Great Southern Bancorp, Inc. Reports Preliminary Second Quarter Earnings of $1.43 Per Diluted Common Share Preliminary Financial Results and Business Update…

GREAT SOUTHERN BANCORP, INC. (GSBC) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 exh_991.htm PRESS RELEASE EdgarFiling EXHIBIT 99.1 Great Southern Bancorp, Inc. Reports Preliminary Second Quarter Earnings of $1.43 Per Diluted Common Share Preliminary Financial Results and Business Update for the Quarter Ended June 30, 2026 SPRINGFIELD, Mo., July 15,

SEC EDGAR 8-K6 min
JUL 15
$GSBCMedAI 8/10

Great Southern Bancorp, Inc. Reports Preliminary Second Quarter Earnings of $1.43 Per Diluted Common Share

Great Southern Bancorp (NASDAQ:GSBC) reported preliminary Q2 2026 earnings of $1.43 per diluted share ($15.8M net income), down from $1.72 ($19.8M) in Q2 2025. Results were pressured by non-recurring expenses tied to consolidating nine banking centers and workforce reductions. Net interest income fell to $49.5M. Loans declined to $4.31B; non-performing assets rose to $9.4M.

manilatimes.net6 min
OCT 23
$SAMMed

Boston Beer (SAM) Q3 2026 Earnings Call Transcript

Boston Beer (SAM) reported Q3 2026 earnings, highlighting a 90-basis-point gross margin increase to 51.7% and $80M in share repurchases. Sun Cruiser grew 60%, while Angry Orchard saw consecutive quarter growth. Full-year guidance was narrowed, with depletions and shipments expected to decline mid-single digits. The company raised gross margin and EPS guidance despite elevated freight costs.

finance.yahoo.com2 min