HBT Financial, Inc. (HBT) Q3 EPS $0.86; Net Income $31.4M

DA Davidson kept a Neutral rating on HBT Financial (HBT) with a $39 price target, suggesting 6.1% upside from the last close. The bank beat earnings estimates due to better loan performance and higher fees, but risks from regional concentration and sector exposure led to the cautious rating.

Keefe Bruyette & Woods raised HBT Financial's price target to $43 from $41, citing strong Q2 earnings of $0.85 per share, driven by higher net interest income and lower provisions. The company's revenue was $80.89M, exceeding estimates. Analysts have raised earnings estimates and price targets, with HBT trading near its Fair Value of $36.88. The firm also announced a merger with Tri-County Financial Group.

HBT Financial reported Q3 2026 net income of $31.39M ($0.86 per share), up from $19.77M ($0.63 per share) a year ago. Adjusted net income also rose to $31.41M ($0.86 per share) from $20.45M ($0.65 per share). Interest and dividend income increased to $90.66M from $64.34M. Shares rose 3.15% to $37.38 on Nasdaq.

HBT Financial Inc. reported Q3 earnings of $31.4M, or 86 cents per share, beating Wall Street estimates of 78 cents. Revenue was $104.9M, with net revenue of $85.4M, also exceeding forecasts of $82.6M according to Zacks.

HBT Financial reported Q3 net income of $31.4M, up from last year, with strong asset quality and increased net interest margin. The company plans to acquire Tri-County Financial Group, expected to close in early 2027. HBT Financial's ROAA was 1.85% and ROAE was 16.17%.

HBT Financial, Inc. (HBT) filed an SEC Form 8-K — Results of Operations and Financial Condition. EXHIBIT 99.1 HBT FINANCIAL, INC. ANNOUNCES THIRD QUARTER 2026 FINANCIAL RESULTS Third Quarter Highlights • Net income of $31.4 million, or $0.86 per diluted share; return on average assets (“ROAA”) of 1.85%; return on average stockholders' equity (“ROAE”) of 16.17%; and return on