Bank of Hawai’i posts higher profit but misses on EPS and revenue
Bank of Hawai’i (BOH) reported Q3 net income of $64.3M, up 0.7% sequentially but below estimates. EPS of $1.49 missed consensus of $1.51. Revenue also fell short, though net interest margin expanded to 2.82%. Shares dropped 7% post-earnings. The bank increased its share buyback program by $200M.
How this was made

The 30-second read
Why it matters
The earnings miss and revenue shortfall are likely to keep the stock under pressure in the near term.
Market read
Earnings miss for a regional bank with a notable intraday price drop provides immediate trading opportunity.
What to watch
Buyback authorization and rising short‑sale ratio suggest management confidence despite miss.
Background
Bank of Hawai’i posted a modest net‑income increase year‑over‑year but missed consensus estimates, leading to a sharp share decline.
Ticker impact
Bank of Hawai’i reported Q3 earnings that missed EPS and revenue estimates, triggering a >7% share drop.
downward pressure as investors price in the earnings and revenue miss
The report shows EPS $1.49 vs $1.51 estimate and revenue below forecasts, and shares fell >7% on the day.
Market effects
Regional banks may face heightened scrutiny as margin expansion may not offset earnings misses.
Pacific‑Northwest banking sector could see modest weakness.
Limited to U.S. regional banking niche.
Counterpoint
Short sellers may be over‑reacting; margin expansion could support earnings in Q4.
Key entities
- companyBank of Hawai’i Corporation
Regional bank listed on NYSE under ticker BOH.




