AlphAIAlphAI — Financial news for AI agents
finance.yahoo.com$NEWT

What NewtekOne (NEWT) Said on Its Q3 Earnings Call

NewtekOne reported Q3 net interest income of $18.9M, up 26% sequentially and 30% YoY, driven by Long Am loans and SBA 7(a) strategies. The company expects 20% sequential growth in Q4. It holds a $57M credit loss reserve, with 90% tied to unguaranteed SBA loans. NewtekOne is exploring strategic alternatives to highlight its technology value and plans a $350M-$400M securitization in early 2027.

Original reporting
finance.yahoo.com
Published Oct 29, 2026, 6:04 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 29, 2026, 6:16 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
About AlphAI AI DeskScoring methodologyReport an issue
What NewtekOne (NEWT) Said on Its Q3 Earnings Call — source image
Source · finance.yahoo.com
Decision brief

The 30-second read

$NEWTBullishMed
01

Why it matters

Earnings beat and guidance may drive short‑term buying interest, but credit reserve buildup could temper optimism.

02

Market read

Earnings data provides fresh material for traders; the stock may react positively in after‑hours trading.

03

What to watch

Potential impact of rising rates on loan performance and the upcoming securitization.

Relevance 7/10Novelty 7/10Timing: after-hours reaction

Background

NewtekOne reported Q3 results, highlighting record net interest income and forward guidance for continued growth.

Company-level read

Ticker impact

$NEWTBullishHigh confidence
Context

Q3 earnings call disclosed record net interest income of $18.9M and guidance for 20% sequential growth.

Expected impact

likely upside as market prices in higher net interest income and growth outlook

Evidence & confidence

Record quarterly net interest income and forward guidance indicate improved profitability, which typically supports the stock.

Market effects

Sector

Strong small‑business lending results may boost sentiment for regional banks and fintech lenders.

Regional

U.S. small‑business loan market could see increased investor interest.

Global

Limited to U.S. financial sector.

Counterpoint

What could challenge this read

Higher loan reserves and tighter underwriting could signal future credit pressure.

Key entities

  • company
    NewtekOne, Inc.

    Financial holding company providing SBA loans and banking services.

Read at source← All news

StoryNewtekOne reports Q3 2026 earnings miss but highlights record net interest income and strong deposit growth

Also covered by

3 outlets

Related articles

$NEWTMed

NewtekOne Inc (NEWT) (Q3 2026) Earnings Call Highlights: Record Net Interest Income

NewtekOne Inc (NEWT) reported Q3 2026 diluted EPS of $0.34 and maintained full-year 2026 EPS guidance of $1.70-$1.80. Net interest income hit a record $18.9M, up 26% QoQ and 30% YoY. Tangible book value grew 10% YoY to $12.30 per share. However, non-accruals in the C&I LA loan portfolio increased to $82M, and core consumer deposits declined $231M QoQ. Management highlighted seasonal Q4 lending growth and a planned Q1 2027 securitization of $350-$400M in collateral.

finance.yahoo.com
$NEWTMedAI 8/10

NewtekOne Q3 2026 slides: record NII, deposit surge offset earnings miss

NewtekOne (NASDAQ:NEWT) reported Q3 2026 EPS of $0.34, missing estimates by 24.4%, but highlighted record net interest income and deposit growth. The company maintained full-year EPS guidance of $1.70-$1.80. Shares fell 2.36% in after-hours trading. Book value per share increased 10% YoY to $12.80. Deposits doubled YoY, and loan originations rose 12% YoY to $1.2B. The company emphasized its integrated digital platform for SMBs, with five fully digital solutions.

investing.com
$NEWTMed

1 NewtekOne, Inc. Reports 3Q26 Basic and Diluted EPS of $0.34 2026 EPS Guidance Range of $1.70-$1.80 Maintained Boca Raton, Fla., October 28, 2026 -…

NewtekOne, Inc. (NEWT) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 1 NewtekOne, Inc. Reports 3Q26 Basic and Diluted EPS of $0.34 2026 EPS Guidance Range of $1.70-$1.80 Maintained Boca Raton, Fla., October 28, 2026 - NewtekOne, Inc. (the "Company") (Nasdaq: NEWT) reports its financial and operating results for the three months ended

SEC EDGAR 8-K
$NEWTMed

NewtekOne, Inc. Declares Dividends on Common Stock and Series B Preferred Shares Boca Raton, FL September 14, 2026 - NewtekOne, Inc. announced…

NewtekOne, Inc. (NEWT) filed an SEC Form 8-K — Results of Operations and Financial Condition. 1 EXHIBIT 99.1 NewtekOne, Inc. Declares Dividends on Common Stock and Series B Preferred Shares Boca Raton, FL September 14, 2026 - NewtekOne, Inc. (“the Company”) (NASDAQ: NEWT) announced that its Board of Directors declared a quarterly cash dividend of $0.19 per share on the Co

SEC EDGAR 8-K
$NEWTLow

1 NewtekOne, Inc. Reports 2Q26 Basic and Diluted EPS of $0.48 and $0.47 Boca Raton, Fla., August 6, 2026 - NewtekOne, Inc. reports its financial and…

NewtekOne, Inc. (NEWT) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 1 NewtekOne, Inc. Reports 2Q26 Basic and Diluted EPS of $0.48 and $0.47 Boca Raton, Fla., August 6, 2026 - NewtekOne, Inc. (the "Company") (Nasdaq: NEWT) reports its financial and operating results for the three months ended June 30, 2026. Financial Highlights for th

SEC EDGAR 8-K