$BSBK

Bogota Financial Reports $1.9 Million in Nine-Month Net Income

Bogota Financial reported Q3 2026 net income of $473,000, up from $455,000 YoY. Nine-month net income rose to $1.9M, with net interest income increasing 13.9% to $12.7M. Assets and deposits declined, but the company repurchased 237,590 shares. The bank opened a new branch in Point Pleasant, NJ, and disclosed merger-related expenses.

Original reporting
Published Oct 30, 2026, 8:33 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 30, 2026, 8:44 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Bogota Financial Reports $1.9 Million in Nine-Month Net Income — source image
Decision brief

The 30-second read

$BSBKNeutralLow
01

Why it matters

Earnings are modestly better than the prior year, with net interest income up and a share buyback completed. The small scale suggests limited price movement.

02

Market read

Micro‑cap earnings release with modest profit growth; likely limited impact on broader market.

03

What to watch

Share repurchase of 237,590 shares may signal confidence in balance sheet despite declining assets.

Relevance 5/10Novelty 5/10Timing: after‑hours release

Background

Bogota Financial Corp (BSBK) is a community bank operating eight offices in New Jersey. The filing is an 8‑K reporting Q3 2026 results.

Company-level read

Ticker impact

$BSBKNeutralMedium confidence
Context

Bogota Financial reported its Q3 2026 earnings and nine‑month net income, the first public disclosure of these results.

Expected impact

likely limited upside as investors digest modest profit growth

Evidence & confidence

Micro‑cap earnings with modest profit increase may attract some buying but the absolute numbers are small.

Market effects

Minimal effect on regional banking sector; results reflect modest growth in a niche New Jersey market.

Limited to local New Jersey banking landscape.

None

Counterpoint

Investors could view the modest earnings as a sign of limited growth potential and consider short positions.

Key entities

  • Bogota Financial Corp

    Community bank based in New Jersey, ticker BSBK.

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