Marqeta 3Q 2026: Revenue $176.18M, Net income $115.44M, EPS $1.09— 10-Q Summary
Marqeta reported 3Q 2026 revenue of $176.18M, up 7.9% YoY, and net income of $115.44M, reversing a prior-year loss. EPS was $1.09. Nine-month revenue rose 14% to $518.0M, with processing volume up 31% to $359.3B. Growth was driven by financial services and other sectors.
How this was made
The 30-second read
Why it matters
The earnings surprise could trigger short covering and buying interest, especially given the swing from a loss to profit.
Market read
Earnings beat may lift Marqeta and related fintech stocks in the short term.
What to watch
Higher software licensing costs could pressure margins in future quarters.
Background
Marqeta's Q3 2026 10‑Q filing provides the first public disclosure of its quarterly financial results.
Ticker impact
Marqeta reported Q3 2026 net revenue of $176.18M (up 7.9% YoY) and net income of $115.44M versus a loss a year ago.
likely upward pressure as the market prices in the profit swing.
The shift from a loss to a $115M profit is a material improvement and the first public disclosure of these numbers.
Market effects
Positive earnings may boost sentiment in the fintech payments processing sector.
U.S. fintech stocks could see modest gains.
Limited to markets tracking U.S. payment processors.
Counterpoint
If revenue growth slows after this quarter, the profit boost may be viewed as a one‑off.
Key entities
- companyMarqeta, Inc.
U.S. fintech payments processor.
