Clover Health 3Q 2026: Revenue $759.3M, EPS $0.01 — 10-Q Summary

Clover Health reported 3Q 2026 revenue of $759.3M, up 53% YoY, and net income of $6.44M, reversing a prior-year loss. Growth was driven by Medicare Advantage membership and higher premiums, but offset by increased medical and administrative costs. EPS was $0.01.

Original reporting
Published Nov 6, 2026, 1:11 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Nov 6, 2026, 1:22 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Clover Health 3Q 2026: Revenue $759.3M, EPS $0.01 — 10-Q Summary — source image
Decision brief

The 30-second read

$CLOVBullishHigh
01

Why it matters

The earnings surprise could trigger short covering and buying interest, especially from investors focused on turnaround stories.

02

Market read

First‑report earnings with a profit swing; likely to move CLOV stock in after‑hours trading.

03

What to watch

Higher per‑member premiums could face regulatory scrutiny.

Relevance 8/10Novelty 8/10Timing: post-market today

Background

Clover Health filed its 10‑Q for Q3 2026, highlighting strong membership growth and premium increases.

Company-level read

Ticker impact

$CLOVBullishHigh confidence
Context

Clover Health reported Q3 2026 revenue of $759.3M and a swing to $6.44M net income, marking a material earnings surprise.

Expected impact

likely upward pressure as the market prices in the earnings beat and profit swing

Evidence & confidence

Revenue grew 53% YoY and net income turned positive; investors typically reward such turnaround.

Market effects

Positive signal for the Medicare Advantage and health‑tech sector.

U.S. healthcare stocks may see modest gains.

Limited to U.S. markets; no direct global impact.

Counterpoint

Profitability may be temporary if medical cost inflation accelerates.

Key entities

  • Clover Health

    U.S. Medicare Advantage insurer (ticker CLOV).

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$CLOVHighAI 8/10

Clover Health (CLOV) Q3 2026 Earnings Call Transcript

Clover Health (CLOV) reported Q3 2026 earnings, highlighting 49% YoY membership growth to 157,000 members, 57% revenue increase to $2.3B, and doubled adjusted EBITDA to $97M. The company achieved high Star Ratings for its plans and improved HEDIS quality performance. Clover Assistant's engagement accelerated, driving better care and economics. The board appointed Clay Thornton as permanent CFO. Management expects continued growth and profitability in 2027 and 2028.

$CLOVMed

What Clover Health Investments (CLOV) Said on Its Q3 Earnings Call

Clover Health (CLOV) reported Q3 2026 revenue of $2.3B (+57% YoY) and net income of $62M (+$98M YoY). Membership grew 49% YoY to 157,000. The company expects continued growth and improved member economics, with higher gross profit per member over time. CLOV has no debt and $513M in cash. Management is optimistic about 2027 membership growth and AI-driven operational improvements.