ICICI Bank posts 20% YoY profit rise in Q2 FY27, beats estimates
+1 new source since this summary was written
ICICI Bank reported standalone net profit of ₹14,843 crore for the quarter ended 30 Sept 2026, a 20.1% year‑on‑year increase that topped the LSEG consensus. Net interest income grew 17.7% to ₹25,339 crore, while loan advances expanded 30% YoY (24.1% excluding FCNR(B) lending). The bank’s net interest margin slipped to 4.18% and gross NPA fell to 1.20%, and the board sought RBI approval to extend Chairperson Pradeep Kumar Sinha’s term to Feb 2029.
Why it matters
The profit beat signals strong earnings momentum, but margin compression may limit future profit growth, prompting analysts to watch NIM trends. The RBI chair extension request could affect governance continuity, which investors monitor for stability.
Key facts
- 1Standalone net profit rose 20.1% YoY to ₹14,843 crore. scanx.trade
- 2Net interest income increased 17.7% YoY to ₹25,339 crore. scanx.trade
- 3Total loan portfolio grew 30% YoY to ₹18.32 lakh crore; excluding FCNR(B) loans, growth was 24.1% YoY. niftytrader.in
- 4Net interest margin narrowed to 4.18%. scanx.trade
- 5Gross NPA ratio improved to 1.20% (down from 1.38% in the prior quarter). scanx.trade
- 6Capital adequacy ratio stood at 16.68% at quarter‑end. financialexpress.com
Summary written by AlphAI AI Desk from 20 of 30 sources. Not investment advice. Figures are as stated by the linked sources.