LCNB Corp. reports Q3 2026 earnings beat with higher net income and EPS
LCNB Corp. posted third‑quarter 2026 net income of $7.3 million, up from $6.9 million a year earlier, and GAAP earnings per share of $0.51, beating estimates by $0.03. Net interest margin rose to 3.92% from 3.57% and net interest income increased to $19.7 million, while non‑interest income fell to $5.3 million. Revenue reached $25 million, a 4.9% year‑over‑year increase, and loan charge‑offs for the quarter totaled $3.5 million, mainly from one loan relationship. CEO Eric Meilstrup said the results reflect “balance sheet optimization and funding discipline” and a strong capital position.
Why it matters
The company’s commentary links the earnings beat and margin expansion to its balance‑sheet strategy and solid capital levels, suggesting continued earnings growth potential. The beat may support higher investor confidence and could influence dividend or share‑price expectations.
Key facts
- 1Q3 2026 net income was $7.3 million, up from $6.9 million a year earlier. tradingview.com
- 2GAAP EPS for the quarter was $0.51, beating estimates by $0.03. seekingalpha.com
- 3Net interest margin improved to 3.92% from 3.57% in the prior year. tradingview.com
- 4Net interest income rose to $19.7 million. tradingview.com
- 5Non‑interest income declined to $5.3 million. tradingview.com
- 6Revenue was $25 million, up 4.9% year‑over‑year. seekingalpha.com
Summary written by AlphAI AI Desk from 3 of 3 sources. Not investment advice. Figures are as stated by the linked sources.