EZCORP reports record Q4 2026 results but shares fall on integration cost concerns
EZCORP Inc. posted fiscal fourth‑quarter 2026 adjusted revenue of $447.06 million and adjusted earnings of $0.43 per share, beating analyst estimates. The company also recorded full‑year revenue of $1.70 billion and adjusted EBITDA of $277 million, driven by record pawn loan balances of $401.5 million and a store network of 1,590 locations after acquiring SMG. Despite the beat, the stock slipped 3.64% to $27.27 as investors focused on rising integration expenses and higher labor costs in Latin America.
Why it matters
Citizens reiterated an outperform rating and a $39 price target, noting that the cost pressures could limit margin expansion. The post‑earnings sell‑off suggests investors may reprice the stock until integration costs are clarified.
Key facts
- 1Adjusted Q4 2026 revenue was $447.06 million, up 31% year‑over‑year on an adjusted basis. investing.com
- 2Adjusted diluted EPS for Q4 2026 was $0.43, a 23% year‑over‑year increase. investing.com
- 3Full‑year 2026 revenue reached $1.70 billion, up 30% year‑over‑year on a reported basis. finance.yahoo.com
- 4Full‑year adjusted EBITDA was $277 million, up 47% year‑over‑year on a reported basis. finance.yahoo.com
- 5Pawn loans outstanding at quarter‑end were a record $401.5 million. investing.com
- 6Store count increased to 1,590 locations after adding 230 stores and fully acquiring SMG. investing.com
Summary written by AlphAI AI Desk from 15 of 15 sources. Not investment advice. Figures are as stated by the linked sources.