Banco Bradesco reports Q3 2026 earnings with revenue growth and rising non‑performing loans

Banco Bradesco posted third‑quarter 2026 net income of R$7.1 billion (about US$1.4 billion), a 14.6% year‑over‑year increase. Revenue rose 8.4% to R$38.0 billion, beating forecasts, while earnings per share of $0.1309 missed consensus. The bank’s non‑performing loan ratio climbed to 4.6% and it completed a R$10 billion capital increase to bolster regulatory ratios.

The EPS miss may weigh on the ADR price, but the strong revenue growth and fresh capital support Bradesco’s expansion plans. The higher NPL ratio signals growing credit risk that could pressure future profitability.

  • 1Net income was R$7.1 billion (about US$1.4 billion), up 14.6% year‑over‑year.
  • 2Revenue reached R$38.0 billion, up 8.4% year‑over‑year.
  • 3Earnings per share were $0.1309, below the $0.1328 consensus estimate.
  • 4The over‑90‑day non‑performing loan ratio increased to 4.6% in September.
  • 5Bradesco raised about R$10 billion through a capital increase.
  • 6Return on average equity was 15.6% (16.1% excluding the capital increase).

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