Bank OZK posts Q3 2026 EPS beat but revenue falls short of forecasts

Bank OZK reported third‑quarter 2026 earnings of $1.50 per share, topping analyst expectations. Net interest income fell to $403 million and total deposits rose to $34.8 billion. Revenue declined year‑over‑year, missing the consensus forecast. The bank’s shares closed at $46.16, up about 2% after the release.

The earnings beat may support the modest share price gain, while the revenue shortfall could weigh on future expectations, according to the company’s release.

  • 1EPS was $1.50 per share for Q3 2026, down 5.7% YoY (2).
  • 2Net interest income was $403 million, down from $413.9 million a year earlier (2).
  • 3Non‑interest income was $36.3 million, slightly up from $36.1 million a year ago (2).
  • 4Total deposits were $34.8 billion, an increase of over $1 billion from the prior year (2).
  • 5Shares closed at $46.16, up 2% on the day (2).
  • Revenue figures differ: $391.48 million vs $434.83 million (1) and $439.24 million vs $449.94 million (2).

Sources