Wintrust posts record Q3 2026 net income and strong loan‑deposit growth

Wintrust Financial Corp. reported a record third‑quarter net income of $239.1 million, or $3.37 per diluted share, and year‑to‑date net income of $700.1 million, or $9.89 per share. Net interest income rose to $621.6 million with a net interest margin of 3.49% (3.51% on a fully taxable‑equivalent basis). Total loans and deposits each grew about $1.1 billion and $1.3 billion sequentially, reflecting 8% annualized growth for both categories.

The company highlighted the results as evidence of continued momentum and a strong balance‑sheet position. Shares slipped 0.6% after the release as investors noted higher net charge‑offs.

  • 1Q3 2026 net income was $239.1 million, or $3.37 per diluted share.
  • 2Year‑to‑date net income for the first nine months was $700.1 million, or $9.89 per diluted share.
  • 3Net interest income for the quarter totaled $621.6 million.
  • 4Net interest margin was 3.49% (3.51% on a fully taxable‑equivalent basis).
  • 5Total loans increased by $1.1 billion sequentially, an 8% annualized growth rate.
  • 6Total deposits rose by $1.3 billion sequentially, an 8% annualized growth rate.

Sources