Figure Technology posts Q3 2026 loan marketplace volume near top of guidance

Figure Technology Solutions released early operating numbers for September and the third quarter of 2026, showing a consumer loan marketplace volume of $5.119 billion, which is at the high end of its previously given $4.8‑$5.2 billion range. The figures exclude loan activity from Kiavi, which was merged on September 1 2026, and the company said Kiavi’s contribution will be added to the final Q3 results in November. Other metrics such as $YLDS in circulation ($504 million) and matched offers ($588 million) also rose year‑over‑year.

Figure expects the final Q3 numbers, once Kiavi’s post‑merger volume is incorporated, to reflect a larger total loan marketplace size, which could improve revenue outlook according to the company’s guidance range. Investors will see the revised figures in the November filing, potentially affecting the stock’s valuation.

  • 1Consumer Loan Marketplace Volume for Q3 2026 was $5,119 million, a 20 % increase from Q2 2026 and 107 % higher than Q3 2025.
  • 2September 2026 monthly volume was $1,783 million, up 9 % from August 2026 and 104 % above September 2025.
  • 3$YLDS in circulation stood at $504 million in both September 2026 and Q3 2026, down 9 % from Q2 2026.
  • 4Matched Offers Balance reached $588 million in Q3 2026, a 50 % rise from Q2 2026.
  • 5Borrower Demand grew to $600 million in Q3 2026, 45 % higher than Q2 2026.
  • 6Available Lender Supply increased to $825 million in Q3 2026, up 58 % from Q2 2026.
  • The exact contribution of Kiavi’s loan volume for the post‑merger period is not yet known and will be added to the final Q3 results.

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