Simmons First National posts Q3 2026 profit of $47.1 million, adjusted EPS $0.54

Simmons First National Corporation reported third‑quarter 2026 net income of $47.1 million, or $0.32 per share, and adjusted earnings of $0.54 per share. Net interest margin expanded to 3.92%, up 8 basis points year‑over‑year. The bank said the results reflect ongoing balance‑sheet optimization and will be discussed in detail at its Investor Day in December.

The adjusted EPS of $0.54 beat estimates by $0.01, which may support the stock’s modest price gain (up about 1%). However, revenue fell short of consensus, creating uncertainty about future growth expectations (the company noted a revenue miss in several reports).

  • 1Net income was $47.1 million for Q3 2026, compared with $66.7 million in Q2 2026 and a loss of $562.8 million in Q3 2025.
  • 2Diluted earnings per share were $0.32 for Q3 2026.
  • 3Adjusted earnings were $79.0 million, yielding adjusted diluted EPS of $0.54.
  • 4Net interest margin on a fully taxable equivalent basis was 3.92%, up 8 bps from the prior quarter.
  • 5Total revenue was $251.2 million (adjusted total revenue also $251.2 million).
  • 6Net interest income was $204.0 million, up $3.3 million (7 % annualized) from the prior quarter.
  • Revenue figures differ across sources: $251.2 million (sources 3 and 4), $254.28 million (source 9), and $356.2 million (source 7).

Sources