Simmons First National posts Q3 2026 net income of $47.1 million and adjusted EPS of $0.54

Simmons First National Corporation reported third‑quarter 2026 net income of $47.1 million, up from a $562.8 million loss a year earlier. Adjusted earnings were $79.0 million, yielding adjusted diluted EPS of $0.54. Net interest margin expanded 8 basis points to 3.92% on a fully taxable equivalent basis. The company said the margin gain reflected higher loan yields, lower deposit costs and balance‑sheet deleveraging.

The margin expansion and return to profitability improve the bank’s earnings profile, which the company expects will support higher organic growth and capital flexibility in the coming quarters (company comment).

  • 1Net income for Q3 2026 was $47.1 million.
  • 2Adjusted net income for Q3 2026 was $79.0 million.
  • 3Adjusted diluted EPS for Q3 2026 was $0.54.
  • 4Diluted EPS for Q3 2026 was $0.32.
  • 5Net interest margin (FTE) was 3.92%, up 8 bps from the prior quarter.
  • 6Total revenue for Q3 2026 was $251.2 million.

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