Tompkins Financial reports Q3 2026 earnings beat and dividend increase

Tompkins Financial Corporation posted third‑quarter 2026 diluted GAAP earnings of $2.00 per share, surpassing estimates by $0.05. Net income rose 21% to $28.7 million and revenue reached about $89.9 million. Net interest margin expanded to 3.65% and total deposits grew to $7.4 billion. The board approved a dividend increase of 13.8% for the fourth quarter.

The earnings beat and higher dividend signal strong profitability and confidence in capital position, which may support the stock price (the company notes the dividend increase reflects its strength). The higher net interest margin and deposit growth suggest continued earnings momentum.

  • 1Diluted GAAP EPS was $2.00 per share, beating estimates by $0.05.
  • 2Net income increased 21% year‑over‑year to $28.7 million.
  • 3Revenue was $89.9 million, up 2.8% year‑over‑year.
  • 4Net interest margin was 3.65%, up 7 basis points from the prior quarter.
  • 5Total deposits at quarter‑end were $7.4 billion, up $356 million (5.0%) year‑over‑year.
  • 6The board approved a dividend increase of 13.8% payable in the fourth quarter of 2026.

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