Horace Mann Educators posts record Q3 profit and raises full-year core EPS guidance

Horace Mann Educators reported third‑quarter 2026 net income of $58.5 million and record core earnings of $85.1 million, with revenue of $439.2 million. Core earnings per diluted share were $2.06, a rise of more than 50% year‑over‑year, and the Property & Casualty combined ratio improved to 83.6%. The company lifted its full‑year 2026 core EPS guidance to $5.75‑$5.95 per share, citing strong underwriting, investment performance and strategic acquisitions. CEO Marita Zuraitis said the results reflect disciplined execution across the diversified business.

The higher full‑year core EPS guidance signals increased earnings potential for shareholders, which may support a stronger share price and future capital returns, according to the company's management. The record core earnings and improved underwriting also suggest a more resilient profit base.

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