United Bankshares reports Q3 2026 earnings with record net interest income
United Bankshares Inc. posted third‑quarter 2026 net income of $128.7 million, or $0.94 per diluted share. Net interest income reached a record $294.3 million, lifting the net interest margin to 3.86%. The company repurchased about 2.1 million shares at an average price of $45.30 and said its risk‑based capital ratio stands at 12.1%. Revenue figures were reported around $325 million, with slight variations across sources.
Why it matters
The company said the record net interest income and strong organic growth drove earnings, indicating resilience despite a modest earnings decline from the prior quarter. Analysts note the earnings beat and higher margin may support the stock’s valuation.
Key facts
- 1Net income was $128.7 million, or $0.94 per diluted share. tradingview.com
- 2Net interest income was a record $294.3 million. newsandsentinel.com
- 3Net interest margin was 3.86% for the quarter. tradingview.com
- 4The company repurchased approximately 2.1 million shares at an average price of $45.30. stocktitan.net
- 5Risk‑based capital ratio was estimated at 12.1%. stocktitan.net
- 6Revenue was reported as $325.1 million. investing.com
Open questions
- Revenue figures differ: $325.1 million, $325.8 million, $326.2 million.
Summary written by AlphAI AI Desk from 8 of 8 sources. Not investment advice. Figures are as stated by the linked sources.