Hancock Whitney posts Q3 2026 results, adjusted earnings rise on One Florida Bank acquisition

Hancock Whitney Corp. reported third‑quarter 2026 net income of $110.1 million, or $1.36 per diluted share on a GAAP basis, while adjusted earnings per share were $1.66. The results reflect the August 1 acquisition of One Florida Bank, which added $2.0 billion of loans and $2.5 billion of deposits. Net interest margin expanded to 3.61% and the CET1 capital ratio fell to 11.53%. The company provided guidance for modest NIM expansion in Q4.

The GAAP EPS missed analyst expectations, prompting a 1.19% after‑hours decline in HWC stock (the company’s press release notes the miss). Adjusted EPS met forecasts, indicating the acquisition is driving growth while still incurring pretax charges.

  • 1GAAP EPS was $1.36 per diluted share
  • 2Adjusted EPS was $1.66 per diluted share
  • 3Net income totaled $110.1 million
  • 4Loans increased by $2.0 billion
  • 5Deposits increased by $2.5 billion
  • 6Net interest margin was 3.61%
  • Revenue figures differ across sources (e.g., $421 million, $420.11 million, $553.8 million, $420.1 million)

Sources