8/105 sources · 3 publishersUpdated Oct 29, 01:03 UTC
Happen Bank reports Q3 2026 earnings with EPS beat and revenue miss
Happen Bank posted Q3 2026 revenue of $263.2 million, a 1.2% year‑over‑year decline that fell short of analysts' $271.3 million estimate. GAAP earnings per share were $0.50, beating the consensus $0.45 estimate, and the company raised its full‑year GAAP EPS guidance to a midpoint of $1.90. Loan originations grew 26% to $3.34 billion, driving a 35% year‑over‑year increase in EPS.
Why it matters
The EPS beat and higher full‑year guidance suggest stronger profitability than expected, which may support the stock price. However, the revenue shortfall could temper investor optimism about top‑line growth.
Key facts
- 1Q3 2026 revenue was $263.2 million, down 1.2% YoY and missing consensus estimates of $271.3 million. finance.yahoo.com
- 2GAAP EPS was $0.50, 10.2% above analysts' consensus estimate of $0.45. finance.yahoo.com
- 3Full‑year GAAP EPS guidance was raised to a midpoint of $1.90. finance.yahoo.com
- 4Pre‑tax profit was $76.78 million, a 29.2% margin. finance.yahoo.com
- 5Loan originations grew 26% YoY to $3.34 billion. investing.com
- 6Diluted EPS of $0.50 represented a 35% YoY increase. investing.com
Open questions
- Material 4 says shares fell 2.8% post‑earnings, while material 5 reports the stock rose 0.93% after the announcement.
Summary written by AlphAI AI Desk from 5 of 5 sources. Not investment advice. Figures are as stated by the linked sources.