$UPST

Mirgorodskaya Natalia sold $28K of UPST

Mirgorodskaya Natalia (See Remarks) sold 974 shares of Upstart Holdings, Inc. (UPST) at $28.99 on 2026-05-26 under a Rule 10b5-1 trading plan.

Original reporting
SEC EDGAR · Mirgorodskaya Natalia
Published May 27, 2026, 8:37 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai May 27, 2026, 8:43 PM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
alphai market briefInsider activity
Primary signal
$UPST
Neutral
medium confidence
Mentioned
$UPST
Relevance
6/10
alphai data visualization · based on SEC EDGAR
Decision brief

The 30-second read

$UPSTNeutralLow
01

Why it matters

The filing updates the market on an officer’s scheduled open-market sale; absent other news, it is unlikely to drive fundamentals.

02

Market read

Traders may briefly reassess sentiment around UPST, but the 10b5-1 framing and small dollar amount suggest limited impact.

03

What to watch

Check whether the officer’s prior filings show a pattern (e.g., repeated sales) or whether other insiders simultaneously transact, which could change the read-through.

Relevance 6/10Timing: Immediate (Form 4 filed today; sale occurred 2026-05-26).

Background

The article is a SEC Form 4 insider transaction disclosure for Upstart Holdings, Inc.

Company-level read

Ticker impact

$UPSTNeutralMedium confidence
Context

Upstart officer Mirgorodskaya Natalia filed an open-market sale of 974 shares at $28.99 under a pre-arranged 10b5-1 plan.

Expected impact

Likely limited/short-lived impact; watch for follow-through only if additional insider sales cluster or volume spikes.

Evidence & confidence

The transaction is small ($28.2k) relative to typical market moves and explicitly tied to a pre-arranged 10b5-1 plan, reducing interpretability as new information.

Market effects

Minimal; this is company-specific insider disclosure without any stated operational or regulatory catalyst.

None indicated.

None indicated.

Counterpoint

Because it’s a 10b5-1 plan, the sale may simply reflect scheduled liquidity needs rather than bearish expectations.

Key entities

  • Upstart Holdings, Inc.

    UPST officer Mirgorodskaya Natalia sold 974 shares at $28.9900/share under a pre-arranged 10b5-1 plan.

Related articles

$UPSTMed

Who loses when Upstart becomes its own lender?

Upstart Holdings said it plans to move most or all loan originations to Upstart Bank, targeting a launch in early 2027, pending federal deposit insurance and Federal Reserve approval. Upstart paid originating banks $11.2 million in premium and trailing fees in H1 2025. It would not owe those fees on loans its own bank originates. Upstart shares closed $30.32 Tuesday.

$UPSTMedAI 8/10

Why Upstart Stock Was Climbing Today

Upstart (UPST) shares rose after the AI loan origination platform reported Q2 results. The stock was up 6.6% at 10:22 a.m. ET. Originations rose 50% to $4.2B and loans originated rose 50% to 558,014. Revenue increased 42% to $364.7M, above estimates, and adjusted EBITDA rose 45% to $76.9M. Full-year guidance was maintained.

$UPSTHighAI 9/10

Why is Upstart stock surging today?

Upstart shares rose about 12.2% in pre-open trading after the company reported Q2 results. According to Upstart, revenue was $364.7M (about 5% above estimates), loan originations were $4.2B (+50% YoY), contribution profit was $193M (55% margin), and adjusted EBITDA was $77M. Adjusted EPS was $0.16, below $0.18, and 2026 revenue guidance was $1.4B vs $1.42B consensus.