$UPST

Upstart Holdings (UPST) reported its best operating quarter since 2021, with Q2 contribution profit reaching $193M, up 37% YoY. CEO Paul Gu highlighted strong core personal loan growth and improved margins in auto and home lending. Despite positive results, the stock trades at a discount, with a mid-target price of ~$124. Management expects secured products to reach breakeven by Q4 2024, with Q3 results being a key test.

The OCC approved or conditionally approved six companies for federal bank charters, including four digital asset firms. Comptroller Gould stated that entities involving digital assets can pursue national bank status. Pending applications include 12 digital asset firms, with strategies differing between trust banks and full-service banks. Circle received final approval for a national trust bank managing USDC reserves. According to PYMNTS, most middle-market firms remain cautious about digital ass

Upstart Holdings (UPST) officer Natalia Mirgorodskaya plans to sell 913 shares, valued at $27,417, under Rule 144. The shares stem from equity compensation and will be sold via Charles Schwab on NASDAQ. Previously, she sold 974 shares for $28,236 on May 26, 2026, and 586 shares for $16,461 on August 20, 2026.

Analysts at BTIG and Jefferies rated Ionic Digital (IOND) Buy with a $85.00 price target, a 24.3% upside. BTIG maintained Upstart (UPST) Buy rating with a $43.00 target. Both stocks have Moderate Buy consensus.

Upstart Holdings' president Sanjay Datta sold 18,945 shares for $566,000 to cover tax obligations, retaining 292,578 shares. UPST stock is down 55% over 12 months, closing at $28.86. The company reported $1.2B revenue and $60.3M net income (TTM). Analysts' average price target is above $40.

Upstart Holdings' (UPST) Chief Legal Officer, Scott Darling, sold 7,696 shares for $216,000 to cover tax liabilities. He retains 73,306 shares and indirect exposure. Insiders own 0.13% of shares. UPST has a $2.8B market cap and $1.2B TTM revenue. The company operates an AI-driven lending platform.

Upstart's CFO sold 10,175 shares due to routine tax withholding, retaining 152,208 shares. Q2 revenue was $365M, up 42% YoY, with net income of $16.5M. Despite beating expectations, guidance remained unchanged due to the Upstart Macro Index nearing its range top. CEO Paul Gu highlighted successful execution of their plan.

Upstart Holdings (UPST) reported Q2 net income of $16.5M, up 195% YoY, and originated $4.2B in loans, a 50% YoY increase. The company aims to launch Upstart Bank in 2027, with analysts forecasting a stock price range of $20 to $80. Upstart's AI model processes 91% of loans, improving efficiency and approval rates.

Upstart Holdings' CLO Scott Darling sold 7,696 shares for $216,216 to cover tax obligations. The company reported Q2 2026 revenue of $364.7M, beating estimates, but missed on earnings. Mizuho reiterated its Outperform rating with a $45 target. UPST stock is down 52% YoY, trading at $30.29.

Upstart Holdings' President Sanjay Datta sold 18,945 shares for $565,931. He sold 10,000 shares at $31.46 and 8,945 shares at $28.09. He now owns 292,578 shares. Upstart reported Q2 2026 earnings of $0.16 per share, missing estimates, but revenue of $364.7M beat expectations. Mizuho reiterated an Outperform rating with a $45 price target.