Repay Holdings Corp (RPAY): Entry into a Material Definitive Agreement
Repay Holdings Corp (RPAY) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. EX-10.1 2 rpay-ex10_1.htm EX-10.1 EX-10.1 Exhibit 10.1 FIRST AMENDMENT TO CREDIT AGREEMENT This FIRST AMENDMENT TO CREDIT AGREEMENT (this “ First Amendment ”) is dated as of June 12, 2026, and entered into by and between HAWK PARENT HOLDINGS LLC, a Delaware limited liability comp
How this was made
The 30-second read
Why it matters
The amendment’s market impact depends on whether it changes pricing, maturity, collateral, or covenant thresholds; the excerpt only describes process/conditions and reaffirmation of collateral/guaranty.
Market read
A newly filed credit agreement amendment can shift RPAY’s financing risk profile, but the excerpt lacks the specific amended terms.
What to watch
Traders should look for the actual amended covenant/interest/maturity language in Annex A/Exhibit I; the excerpt omits the key term changes that would drive credit-spread and equity risk repricing.
Background
The company filed an SEC 8-K (Item 1.01 and 2.03) covering a First Amendment to its credit agreement dated June 12, 2026, amending a June 1, 2026 existing credit agreement.
Ticker impact
Repay Holdings disclosed an 8-K for a First Amendment to its June 1, 2026 credit agreement, changing direct financial obligation terms.
Likely modest, with direction dependent on whether amendment tightens or loosens covenants/terms (not specified in excerpt).
The filing confirms a material definitive agreement and amendment mechanics, but the excerpt does not include the specific economic/covenant changes.
Market effects
Provides a datapoint on financing conditions and lender posture for consumer/fintech credit platforms, but no sector-wide conclusions from this excerpt.
No clear regional linkage beyond US credit markets.
No direct global market linkage in the provided text.
Counterpoint
If the amendment is routine (e.g., technical exhibit update) rather than economic, the market impact may be negligible despite the “material definitive agreement” label.
Key entities
- issuerRepay Holdings Corporation
Registrant and parent entering the amended credit agreement via the 8-K.
- lender_agentTruist Bank
Administrative agent and swingline lender named in the amendment.
- borrowerHawk Parent Holdings LLC
Borrower under the credit agreement amendment.
