Kish Bancorp, Inc. Reports Net Income of $5.3 Million, or $1.77 Per Share, for the Second Quarter of 2026
Kish Bancorp, Inc. (OTCQX: KISB) reported unaudited Q2 2026 net income of $5.3 million, or $1.77 per share, up from $3.8 million, or $1.28 per share, in Q2 2025. Assets rose to $2.08 billion, loans to $1.78 billion, and deposits to $1.51 billion at June 30, 2026. The company cited a $982k credit-loss provision and a 3.46% net interest margin.
How this was made
The 30-second read
Why it matters
Traders can reassess near-term valuation drivers for an OTC community bank: earnings momentum, net interest margin trend, and whether credit costs are normalizing or worsening.
Market read
Fresh quarterly earnings and credit-cost datapoints can move expectations for profitability and credit risk in the next few sessions.
What to watch
Nonperforming loans are up versus a year ago (0.57% vs 0.03%), and brokered deposits fell quarter-over-quarter, which could affect funding mix and future net interest margin.
Background
Kish Bancorp, parent of Kish Bank, released unaudited Q2 2026 results including income statement, balance sheet, capital ratios, and credit-quality metrics.
Ticker impact
Kish Bancorp reported Q2 2026 net income of $5.3M, with credit-loss provision of $982k and assets up to $2.08B.
Likely modest positive bias if investors focus on earnings growth and capital strength, offset by credit-provision uptick.
The article provides multiple fresh datapoints: net income up 38.5% YoY, net interest margin at 3.46%, and a higher provision for credit losses versus both prior quarter and year-ago.
Market effects
Adds a data point on small-bank profitability drivers (loan growth, deposit pricing) and credit-cost pressure.
Limited, but relevant for local community-banking sentiment given asset and deposit growth metrics.
Low, as the disclosure is company-specific and OTC-listed.
Counterpoint
The higher provision for credit losses and the mention of a single nonaccrual syndication loan highlight potential asset-quality volatility despite headline earnings growth.
Key entities
- issuerKish Bancorp, Inc.
OTCQX-listed parent company of Kish Bank reporting Q2 2026 net income, balance-sheet growth, and credit-quality metrics.
- subsidiaryKish Bank
Operating bank referenced for capital ratios, loan/deposit growth, and credit-quality commentary.
- executiveWilliam P. Hayes
Executive Chairman quoted on earnings momentum and expense management.
- executiveGregory T. Hayes
President and CEO quoted on crossing the $2B asset mark and operating platform modernization.
