FIRST HAWAIIAN, INC. (FHB): Results of Operations and Financial Condition
FIRST HAWAIIAN, INC. (FHB) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 fhb-20260724xex99d1.htm EX-99.1 EXHIBIT 99.1 For Immediate Release First Hawaiian, Inc. Reports Second Quarter 2026 Financial Results and Declares Dividend HONOLULU, Hawaii July 24, 2026--(Globe Newswire)--First Hawaiian, Inc. (NASDAQ:FHB), (“First Hawaiian” or the
How this was made
The 30-second read
Why it matters
Traders can update near-term expectations for earnings power (net interest margin, net interest income), credit costs (provision and charge-offs), and capital/return (dividend), while monitoring deposit outflows and the acquisition’s eventual terms.
Market read
Concrete quarterly earnings metrics and a specific dividend payable date make this a tradable update for FHB, with deposit/asset trends as the key risk to watch.
What to watch
The release mentions an announced acquisition of Tri Counties Bank but provides no deal terms here; integration and funding assumptions could dominate the longer-term thesis beyond this quarter’s metrics.
Background
This is an SEC Form 8-K (Item 2.02) with First Hawaiian’s Q2 2026 financial results for the quarter ended June 30, 2026, plus a declared quarterly cash dividend.
Ticker impact
First Hawaiian reports Q2 2026 results, including net income of $73.4M, NIM up 6 bps to 3.25%, and a $0.26 quarterly dividend.
Moderately positive bias into the next trading sessions as investors digest NIM improvement and the dividend declaration.
The filing provides concrete quarterly financial metrics (net income, NIM, credit provision, deposit/asset changes) and a specific dividend payable date, which can move expectations even without explicit guidance.
Market effects
Adds another data point on regional bank profitability drivers, especially net interest margin and credit cost behavior.
Reinforces Hawaii-focused banking demand and deposit dynamics, which can influence local sentiment around funding stability.
Limited direct global impact; primarily relevant to US regional bank and bank-income strategies.
Counterpoint
Deposit balances fell $623.2M QoQ while assets also declined, which could pressure future net interest income despite the NIM uptick.
Key entities
- companyFirst Hawaiian, Inc.
Reports Q2 2026 financial results and declares a $0.26 quarterly cash dividend; also references an announced acquisition of Tri Counties Bank.
- companyTri Counties Bank
Announced acquisition target referenced as building on momentum and creating long-term value for shareholders.

