Chime Financial gains as investors continue to digest strong Q2 results and higher 2026 outlook

Chime (CHYM) reported Q2 2026 results on an earnings call. Revenue rose 27% to $670M, active members increased 20% to 10.4M, and adjusted EBITDA was $102M (15% margin). GAAP net income was $28M. FY2026 guidance: revenue $2.725B-$2.745B and adjusted EBITDA $465M-$475M. Management also discussed Chime Prime, Chime Invest, and a 10% headcount reduction.

Chime (NASDAQ:CHYM) reported Q2 progress toward profitability and detailed growth in Prime members and transaction activity. RPAM rose 6% YoY to $260. Q3 revenue guidance is $680M to $690M and adjusted EBITDA $105M to $110M. Full-year revenue outlook was raised to $2.725B to $2.745B. MyPay originations were $4.5B; MyPay transaction profit was $73M. Chime also forecast 2026 active-member additions of 1.8M and a ~10% workforce reduction.

Chime Financial, Inc. (CHYM) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 3 ex991q226.htm EX-99.1 Document Chime Reports Second Quarter 2026 Financial Results 27% year-over-year revenue growth exceeds guidance Chime Prime™ launch fuels accelerating growth in Active Members, Purchase Volume, and ARPAM Achieves second consecutive quarter of GAAP

BMO Capital cut its price target for Chime Financial (NASDAQ:CHYM) to $28 from $30, keeping an Outperform rating. The target implies about 28% upside versus $21.87. BMO cited margin concerns tied to transaction margins and Chime Prime, ahead of the company’s Q2 earnings on Aug. 5 and recent negative EPS of $3.03 over 12 months.

TSMC, a leader in semiconductor manufacturing, announced an $8 billion increase in annual spending to $60-$64 billion and a $100 billion investment in Arizona. The company reported record 2025 revenue of $122.42 billion and net income of $55.21 billion, driven by AI and high-performance computing demand. TSMC's stock initially dropped post-earnings but later recovered.

Newsmax (NMAX) reported Q2 2026 revenue of $54.1M, up 16.5% YoY. Key growth drivers were affiliate fees (up 81.9%) and licensing (up 557.1%). Net income was $2.9M, the first profitable quarter as a public company. The company highlighted audience growth, international expansion, and a strategic AI partnership with Meta. Full-year revenue guidance was reiterated at $212M-$216M.