$CHYM

Chime (NASDAQ:CHYM) reported Q2 progress toward profitability and detailed growth in Prime members and transaction activity. RPAM rose 6% YoY to $260. Q3 revenue guidance is $680M to $690M and adjusted EBITDA $105M to $110M. Full-year revenue outlook was raised to $2.725B to $2.745B. MyPay originations were $4.5B; MyPay transaction profit was $73M. Chime also forecast 2026 active-member additions of 1.8M and a ~10% workforce reduction.

Chime Financial, Inc. (CHYM) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 3 ex991q226.htm EX-99.1 Document Chime Reports Second Quarter 2026 Financial Results 27% year-over-year revenue growth exceeds guidance Chime Prime™ launch fuels accelerating growth in Active Members, Purchase Volume, and ARPAM Achieves second consecutive quarter of GAAP

Wall Street analysts issued multiple rating changes. Truist upgraded PayPal (PYPL) to Hold, $57 target; Leerink upgraded Edwards Lifesciences (EW) to Outperform, $101. TD Cowen upgraded Digital Realty (DLR) to Buy, $222; Morgan Stanley upgraded Progressive (PGR) to Equal Weight, $210. Several downgrades followed, including Infosys (INFY) and Albertsons (ACI). Coverage initiations included SpaceX (SPCX) and Chime (CHYM).

24/7 Wall St. compiled Friday analyst research calls amid a risk-off session. It cites major index declines and higher Treasury yields, oil, and lower gold. Analyst actions include upgrades for CLF, DLR, DOV, PYPL, PRG; downgrades for ACI, CAKE, FLYW, PAG, TENB; and initiations for OBDC, CHYM, STTK, SPCX, SUNC with stated price targets.

BMO Capital cut its price target for Chime Financial (NASDAQ:CHYM) to $28 from $30, keeping an Outperform rating. The target implies about 28% upside versus $21.87. BMO cited margin concerns tied to transaction margins and Chime Prime, ahead of the company’s Q2 earnings on Aug. 5 and recent negative EPS of $3.03 over 12 months.

Chime Financial (NASDAQ:CHYM) presented its growth roadmap at the William Blair Growth Stock Conference. After reaching GAAP profitability in Q1 2026, it targets a $425 billion U.S. total addressable market and raised its full-year 2026 outlook to 22% to 23% revenue growth and full-year GAAP profitability, citing AI-driven efficiency and a 2026 product pipeline.

Chime Financial, Inc. (CHYM) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

The consensus price target hints at a 51.1% upside potential for Chime Financial, Inc. (CHYM). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

The consensus price target hints at a 52.1% upside potential for Chime Financial, Inc. (CHYM). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

While the top- and bottom-line numbers for Chime Financial, Inc. (CHYM) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.