Datta Sanjay sold $566K of UPST

Gu Paul (Chief Executive Officer) purchased 50,000 indirectly-held shares of Upstart Holdings, Inc. (UPST) at $25.55 ($1.28M total) on 2026-09-10.

Loop Capital initiated coverage on Upstart Holdings (UPST) with a Hold rating and a $34.00 price target. GuruFocus values UPST at $60.48, suggesting a 57.2% undervaluation. The company's GF Score is 59/100, indicating moderate performance with strengths in growth but weaknesses in financial strength and profitability. Insider activity shows significant selling, while guru activity is mixed.

Upstart Holdings (UPST) reported record contribution profit of $193M in Q2, with revenue up 41.75% YoY to $364.71M and net income of $16.5M. CEO Paul Gu highlighted operating progress, but shares remain down 60% over the past year. Analysts are divided, with a mean target of ~$40 and a mid-case scenario targeting ~$113.

Upstart Holdings (UPST) reported its best operating quarter since 2021, with Q2 contribution profit reaching $193M, up 37% YoY. CEO Paul Gu highlighted strong core personal loan growth and improved margins in auto and home lending. Despite positive results, the stock trades at a discount, with a mid-target price of ~$124. Management expects secured products to reach breakeven by Q4 2024, with Q3 results being a key test.

Upstart's CFO sold 10,175 shares due to routine tax withholding, retaining 152,208 shares. Q2 revenue was $365M, up 42% YoY, with net income of $16.5M. Despite beating expectations, guidance remained unchanged due to the Upstart Macro Index nearing its range top. CEO Paul Gu highlighted successful execution of their plan.

Upstart Holdings (UPST) reported Q2 net income of $16.5M, up 195% YoY, and originated $4.2B in loans, a 50% YoY increase. The company aims to launch Upstart Bank in 2027, with analysts forecasting a stock price range of $20 to $80. Upstart's AI model processes 91% of loans, improving efficiency and approval rates.