$FICO

Why Is Fair Isaac (FICO) Up 1.5% Since Last Earnings Report?

Fair Isaac (FICO) reported Q3 2026 non-GAAP earnings of $12.18 per share, up 42.1% YoY, and revenues of $674.19M, up 25.7% YoY. Scores revenues grew 41% YoY, driven by mortgage pricing, while software revenues rose 2% YoY. FICO raised fiscal 2026 revenue guidance to $2.53B. Shares are up 1.5% since last earnings report.

Original reporting
Published Aug 28, 2026, 3:30 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai Aug 28, 2026, 7:58 PM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Why Is Fair Isaac (FICO) Up 1.5% Since Last Earnings Report? — source image
Decision brief

The 30-second read

$FICOBullishHigh
01

Why it matters

The earnings beat and guidance lift are likely to attract buying interest, especially given the sizable share repurchase.

02

Market read

Earnings beat and guidance raise for a large-cap fintech firm provide a clear trading catalyst.

03

What to watch

Potential headwinds from elevated interest rates and mortgage affordability could curb future Scores growth.

Relevance 9/10Novelty 9/10Timing: post‑earnings release

Background

FICO reported Q3 2026 results with a 42% YoY earnings increase and raised FY2026 revenue guidance.

Company-level read

Ticker impact

$FICOBullishHigh confidence
Context

Q3 2026 earnings beat estimates and guidance raised, with strong Scores revenue growth and a $1.96B share repurchase.

Expected impact

Potential short-term price rally as investors price in higher guidance and buyback.

Evidence & confidence

Guidance lift, beat, and large buyback are material new information for a large-cap stock.

Market effects

Positive momentum for the credit‑scoring and fintech services sector.

U.S. market may see modest lift in financial services indices.

Limited to U.S. and global fintech investors.

Counterpoint

Higher guidance may already be priced in; rising costs and mortgage slowdown could pressure margins.

Key entities

  • Fair Isaac Corporation

    Provider of credit scoring and analytics solutions.

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FICO (FICO) Q3 2026 Earnings Call Transcript

FICO management reported Q3 2026 results on an earnings call. Scores segment revenue rose to $458.9 million (+41%), driven by higher mortgage origination score pricing. Software ARR was $816 million (+10%) and platform ARR $413 million (+62%). Fiscal 2026 revenue guidance was raised to $2.53 billion and non-GAAP EPS to $42.43. FCF was $370.3 million and the company repurchased $1.96 billion of shares.