$FICO

Analysts from UBS and Wells Fargo provided updates on Fair Isaac (FICO) and Oracle (ORCL). UBS maintained a Hold rating on FICO with a $972 target, while Wells Fargo downgraded it to Hold with a $735 target. Oracle was kept as Buy with a $250 target by Wells Fargo, and J.P. Morgan also maintained a Buy rating with a $200 target. FICO's consensus is Moderate Buy with a $1142.27 target, and Oracle's is Strong Buy with a $243.82 target.

DoorDash (DASH) fell 6.1% to $168.44 amid reports of a potential $17B Instacart acquisition. MercadoLibre (MELI) dropped 7.81% to $1,668.72 post-Brazil elections. Fair Isaac (FICO) declined 13.15% due to competitive pricing pressures from TransUnion (TRU).

UBS maintained a Neutral rating on FICO (FICO) but lowered its price target from $1,100 to $942, citing cautious market trends. GuruFocus values FICO at $2,345.80, suggesting a 70.2% undervaluation. The company has a GF Score of 85, with strong profitability and growth but lower valuation metrics. Insiders have sold $1,353,800 in shares over the past three months.

FICO shares dropped 16% after announcing it will maintain its wholesale mortgage score price at $10 for lenders in its new Preferred Program. Analysts expect revenue growth to slow from 27% in fiscal 2026 to about 8% annually through fiscal 2028. FICO reports Q4 results on Nov. 4, which will show if increased lender sign-ups offset the flat pricing.

FICO will maintain a $10 price point for its mortgage score pricing in the preferred program, according to CEO Will Lansing. The move comes as the mortgage industry transitions to new credit score requirements, with FHA and GSEs like Fannie Mae and Freddie Mac accepting VantageScore 4.0 and signaling acceptance of FICO 10T. FHFA Director Bill Pulte hinted at potential policy changes for mortgage underwriting by 2026.

UBS lowered its price target for Fair Isaac from $1,100 to $942, maintaining a neutral rating. The stock is currently trading at $749.14, down 8.12% over 5 days and 3.26% over 1 year.

Analysts updated ratings and price targets for several companies. Notable changes include Block (SQ) downgraded to Equal Weight with a $80 target, Ross Stores (ROST) upgraded to Buy with a $315 target, and Tesla (TSLA) upgraded to Overweight with a $450 target. Other companies affected include Fair Isaac (FICO), Booz Allen (BAH), and Spotify (SPOT).

Fair Isaac (FICO) dropped 8.6% due to investor concerns over new mortgage-credit scoring rules, which may weaken its market position. The FHFA aligned fees for FICO and VantageScore 4.0, while Fannie Mae expanded VantageScore use. FICO also announced a restructuring plan. Analysts have cut price targets, with a median of $1400.

FICO maintains $10 pricing for mortgage lenders, despite competition from VantageScore 4.0 at $4. FICO's stock fell 8% to $750 in after-hours trading, down 50% this year. FICO's pricing includes classic and newer FICO Score 10T. VantageScore, backed by credit bureaus, is gaining market share. FICO's pricing was raised last year and remains unchanged this year.

Brown Advisory exited its position in Fair Isaac Corporation (FICO) due to concerns over weakening fundamentals and regulatory pressure, as noted in its Q3 2026 investor letter. FICO's stock has faced volatility, with a 14.59% drop in one month and a 52-week range of $586.05 to $1,858.91. The company's market cap is approximately $16.87 billion.