Nu Stock Falls 3.9%, Erasing $2.8 Billion as 6.9% NPL Rate Tests Credit Growth

Nu Holdings (NYSE: NU) added 4 million customers in Q2, bringing total to 139 million. Revenue rose 39% YoY, net income up 49% to over $1 billion. Average revenue per user increased to $17.10. The company expanded into Mexico and Brazil, and plans U.S. entry. Shares are 20% below their 52-week high, trading at 5.5x book value and 20x earnings.

Nu Holdings (NYSE: NU), owner of digital bank Nubank, reported record Q2 net income of $1.1 billion, up 17% from Q1 and 49% year over year. The company added 4 million customers, reaching 139 million total, and plans to expand into the U.S. Revenue grew 39% to $5.9 billion, with an efficiency ratio of 19.5%. The stock has risen 7% since the earnings report.

Nu Holdings Ltd. (NYSE: NU) shares rose 6.5% after reporting record Q2 2026 earnings, with revenue of $5.9B (up 39% YoY) and net income of $1.1B (up 49% YoY). The company beat analyst expectations, driving analyst upgrades and a strong market reaction. NU's expansion in Latin America and AI-driven initiatives are key growth drivers.

Nu Holdings Ltd. (NYSE: NU) stock rose 6.43% on strong Q2 earnings, reporting $5.9B revenue (up 39% YoY) and $1.1B net income (up 49% YoY). The company is expanding in Latin America, with bullish price targets from analysts like Needham ($19) and UBS ($18.20). NU's stock closed near $15.40, showing momentum and active dip buying.

Nu Holdings (NU.N) shares fell 3.9% to $14.30, erasing $2.7B in market cap, as a stronger dollar pressured its $1.06B Q2 profit. Revenue rose 39% to $5.88B, but credit expenses and currency fluctuations pose challenges. Analysts' target price is $18.40, 29% above Friday's close.

Nu Holdings (NU) reported $1.1B net income in Q2, up 49% YoY, with 139M customers. Net interest margin expanded to 22.9%. Expenses and past-due loans rose. Nubank launched Croma, a new subscription tier, and plans U.S. expansion. Shares trade at a forward P/E of 21.01.