$NU

Nu Holdings Ltd.

AlphAI earnings readQ2'26 · AUG 13Nu Holdings Ltd. Reports Second Quarter 2026 Financial ResultsVerdict: strong

Reads like this one publish minutes after the filing lands on EDGAR. Get them as JSON over the API or inside your AI agent over MCP.

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$1.3M
Junqueira Cristina Helena Zingaretti
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Is Nu Holdings Stock a Buy, Sell, or Hold With Shares 20% Below Their 52-Week High?

Nu Holdings (NYSE: NU) is a Brazilian digital bank expanding into new markets, adding 4 million customers in Q2 2023, totaling 139 million. Revenue grew 39% YoY, net income 49%, with ARPU at $17.10. Shares are 20% below their 52-week high, trading at 5.5x book value and 20x earnings. The company is addressing credit risk concerns as it expands its credit business.

Nu Holdings Cleared $1 Billion in Quarterly Net Income With 139 Million Customers

Nu Holdings (NYSE: NU), owner of digital bank Nubank, reported record Q2 net income of $1.1 billion, up 17% from Q1 and 49% year over year. The company added 4 million customers, reaching 139 million total, and plans to expand into the U.S. Revenue grew 39% to $5.9 billion, with an efficiency ratio of 19.5%. The stock has risen 7% since the earnings report.

NU Stock Jumps As Record Q2 Earnings Ignite Momentum

Nu Holdings Ltd. (NYSE: NU) shares rose 6.5% after reporting record Q2 2026 earnings, with revenue of $5.9B (up 39% YoY) and net income of $1.1B (up 49% YoY). The company beat analyst expectations, driving analyst upgrades and a strong market reaction. NU's expansion in Latin America and AI-driven initiatives are key growth drivers.

NU sentiment & insider activity

Over the past 7 days, AlphAI's AI scored 2 news stories mentioning NU (Nu Holdings Ltd.). Coverage has skewed bullish: 2 bullish, 0 neutral, and 0 bearish.

Recent NU coverage spans earnings, market movers and insider activity.

In the last 30 days, NU insiders filed 2 SEC Form 4 transactions — no purchases and 2 sales ($1.3M). The most active reporter was Junqueira Cristina Helena Zingaretti, US CEO & Chief Growth Officer, with 2 filings. 100% of those filings were made under pre-arranged Rule 10b5-1 plans.

What's driving NU

AlphAI scores every news story that mentions NU with an AI model for sentiment and relevance, and aggregates insider trades from Nu Holdings Ltd.'s SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $NU

Score
$NULow

Is Nu Holdings Stock a Buy, Sell, or Hold With Shares 20% Below Their 52-Week High?

Nu Holdings (NYSE: NU) is a Brazilian digital bank expanding into new markets, adding 4 million customers in Q2 2023, totaling 139 million. Revenue grew 39% YoY, net income 49%, with ARPU at $17.10. Shares are 20% below their 52-week high, trading at 5.5x book value and 20x earnings. The company is addressing credit risk concerns as it expands its credit business.

$NUMedAI 8/10

Nu Holdings Cleared $1 Billion in Quarterly Net Income With 139 Million Customers

Nu Holdings (NYSE: NU), owner of digital bank Nubank, reported record Q2 net income of $1.1 billion, up 17% from Q1 and 49% year over year. The company added 4 million customers, reaching 139 million total, and plans to expand into the U.S. Revenue grew 39% to $5.9 billion, with an efficiency ratio of 19.5%. The stock has risen 7% since the earnings report.

$NUHighAI 8/10

NU Stock Jumps As Record Q2 Earnings Ignite Momentum

Nu Holdings Ltd. (NYSE: NU) shares rose 6.5% after reporting record Q2 2026 earnings, with revenue of $5.9B (up 39% YoY) and net income of $1.1B (up 49% YoY). The company beat analyst expectations, driving analyst upgrades and a strong market reaction. NU's expansion in Latin America and AI-driven initiatives are key growth drivers.

$NULow

Why is Nu Holdings stock rallying today?

Nu Holdings (NU) stock rose 4.8% to $15.16 after a pullback from its post-earnings high. Q2 2026 earnings showed net income of $1.06–$1.1B, up 67% YoY, and EPS beat estimates by 13%. Analysts upgraded NU with new price targets, and broader market gains supported the rally. NU's customer base of 139M and expansion in Mexico and Colombia are long-term growth drivers.

$NUHighAI 8/10

Nu Stock Falls 3.9%, Erasing $2.8 Billion as 6.9% NPL Rate Tests Credit Growth

Nu Holdings (NYSE: NU) fell 3.9% to $14.30 on Friday, erasing $2.8 billion in market value. The company reported Q2 net income of $1.1 billion, but its 90-day-plus delinquency rate rose to 6.9%. Analysts' average price target is $18.40, implying 28.7% upside. The stock trades at 16.4x and 12.7x 2026 and 2027 earnings estimates, respectively.

$NULow

Should You Buy, Sell, or Hold Nu Holdings Now That Its Earnings Are Out?

Nu Holdings (NYSE: NU) reported strong quarterly earnings, with double-digit revenue growth and 140 million customers. The company maintained high credit quality and low deposit costs, despite increasing competition. Analysts highlight its durable business model and efficient cost management as reasons to consider it a long-term buy.

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