Three in Four Crypto Owners Want to Hold It at Their Own Bank. Which Banks Already Let You?
A 2026 Sentora survey found 75% of U.S. crypto holders want banks to manage their Bitcoin and other digital currencies. Charles Schwab (SCHW) and Interactive Brokers (IBKR) now offer crypto custody, with Schwab adding Solana (SOL), Avalanche (AVAX), and Chainlink (LINK) by year-end. Deutsche Bank (DB) plans to launch custody services in Germany first. Schwab charges a 0.75% trade fee and has a $5,000 withdrawal limit. Insurance protections for crypto are limited.
How this was made
The 30-second read
Why it matters
The announcements mark the first major U.S. brokerages to offer integrated crypto custody and staking, potentially expanding their client base and revenue streams.
Market read
First‑time crypto custody offerings by major brokers could shift retail crypto storage preferences and affect brokerage stock valuations.
What to watch
Regulatory uncertainty around crypto custody could pose compliance risks for both firms.
Background
A 2026 Sentora survey found 75% of U.S. crypto holders want bank‑managed custody, prompting Schwab and Interactive Brokers to launch new services.
Ticker impact
Charles Schwab announced it will now offer crypto custody for Bitcoin, Ethereum and three new coins, expanding its brokerage services.
likely modest pressure upward as investors view the service as a growth catalyst
First‑time offering of crypto custody by a major broker, expanding addressable market; fee structure is competitive but not a game‑changer.
Interactive Brokers launched Ether staking via Zerohash, adding crypto staking to its platform.
likely modest upward pressure as crypto‑focused clients may shift to IBKR
New staking service diversifies IBKR's offering and may attract crypto‑savvy investors; fees are high but the feature is novel.
Market effects
Brokerage sector sees increased competition for crypto custody, potentially raising industry standards.
U.S. retail investors gain more on‑ramp options for crypto within traditional brokerage accounts.
Signals broader shift toward integrating digital assets into mainstream financial services.
Counterpoint
High fees and withdrawal caps may limit client adoption, dampening any stock boost.
Key entities
- companyCharles Schwab
U.S. brokerage launching crypto custody for BTC, ETH, SOL, AVAX, LINK.
- companyInteractive Brokers
U.S. brokerage adding Ether staking via Zerohash.
- companyDeutsche Bank
Mentioned as not offering U.S. crypto services yet.
