QCR Holdings Non-GAAP EPS of $2.21 beats by $0.12, revenue of $99.1M misses by $6.67M (QCRH:NASDAQ)
QCR Holdings reported Q3 Non-GAAP EPS of $2.21, exceeding estimates by $0.12, but revenue of $99.1M missed expectations by $6.67M, down 1.9% year-over-year. Total deposits decreased to $7.2B from $7.4B quarter-over-quarter, with core deposits at $7.0B.
How this was made
The 30-second read
Why it matters
The mixed earnings results could lead to short‑term volatility, with investors weighing growth versus profitability.
Market read
Earnings release provides fresh data for traders targeting small‑cap banking stocks.
What to watch
Core deposit growth remains strong, indicating underlying balance‑sheet resilience.
Background
QCR Holdings is a regional bank focused on community banking services, recently expanding its deposit base.
Ticker impact
QCR Holdings reported Q3 non‑GAAP EPS of $2.21, beating expectations by $0.12, while revenue of $99.1M missed by $6.67M.
likely modest pressure as investors digest the revenue shortfall despite the earnings beat
Revenue miss signals slower growth, which often offsets the positive earnings surprise in small‑cap banks.
Market effects
May prompt a review of regional community‑bank earnings expectations.
Limited to U.S. regional banking sector.
Low; impact confined to niche banking investors.
Counterpoint
The revenue miss could be a temporary blip; focus on the EPS beat and rising deposit base.
Key entities
- CompanyQCR Holdings
Regional bank reporting Q3 results.
